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Equity
VersaBank(VBNK)
USD --+0.00%
Reward57Moderate
Risk51Moderate
📊75%Data
Strong 24% profit margin · Revenue growing 23% YoY
VBNK
+0.0 · +0.00%
USD · NASDAQ
VersaBank | Financial Services
Deep Value
Market Cap:527.10M
ℹ️
Reward Rating
57
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
51
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on VBNK to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: C$14.00.

What is VersaBank?

VersaBank provides various banking products and services in Canada and the United States.

VBNK · Verdict

Solid reward · elevated risk

VBNK's standout is valuation, while cash flow remains the main concern.

Based on 88% data coverage

VBNK · Verdict

What’s working & what to watch

Strengths 1

  • Valuation76/100

    P/E 16.1× · PEG 0.35

Watchouts 1

  • Cash flow37/100

    -566% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is VersaBank?

VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 527.10M, and a P/E ratio of 25.0x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (57)

The scoring profile indicates moderate reward potential, with valuation and profitability as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap527.10M
P/E Ratio25
Dividend Yield0.59%
52 Week High17.15
52 Week Low8.4737
Last AnnualOctober
IPO Date8/27/2021
IncorporatedUSA
Shares Outstanding32M
No. of Employees131
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.954
CurrencyUSD · Reports in CAD
Websitewww.versabank.com
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