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Equity
Velocity FinancialĀ Llc(VEL)
USD --+0.00%
Reward57Moderate
Risk65Medium-High
šŸ“Š75%Data
Strong 40% profit margin Ā· Revenue growing 162% YoY
VEL
+0.0 Ā· +0.00%
USD Ā· NYSE
Velocity FinancialĀ Llc | Financial Services
Balanced
Market Cap:723.15M
ā„¹ļø
Reward Rating
57
Moderate
Top 50% (model universe)
75% data coverage
ā„¹ļø
Risk Rating
65
Medium-High
Risk Assessment
ā„¹ļø

Educational tool only ā€“ Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ā„¹ļø Educational tool only Ā· More
Limited data coverage
We don't have enough public data on VEL to score it reliably yet ā€” Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock ā€” scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have ā€” try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $21.67.

What is Velocity FinancialĀ Llc?

operates as a real estate finance company in the United States.

VEL Ā· Verdict

Solid reward Ā· elevated risk

VEL stands out on profitability and growth, but watch the balance sheet signal.

Based on 88% data coverage

VEL Ā· Verdict

Whatā€™s working & what to watch

Strengths 2

  • Profitability68/100

    14% net margin Ā· 16% ROE

  • Growth65/100

    Rev +38.6% CAGR Ā· earnings +32.8%

Watchouts 2

  • Balance sheet7/100

    Interest covered 0.4Ɨ

  • Valuation33/100

    Below average

Model-based scoring. For information only ā€” not financial advice.

What is Velocity FinancialĀ Llc?

operates as a real estate finance company in the United States. It originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor 1-4 unit residential rental properties; residential apartments combined with office or retail space; and loans for multi-family, mixed use, and commercial properties. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 723.15M, and a P/E ratio of 7.7x.

Financial Highlights

Investment Breakdown

šŸ“ˆ Growth
Revenue and earnings growing steadily, indicating improving operating performance.
šŸ’° Profitability
Adequate profitability with some margin variability in recent periods.
āš ļø Risk
Performance tied to macro conditions ā€” sensitive to interest rate cycles.
šŸ’ø Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (57)

The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are elevated ā€” volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap723.15M
P/E Ratio7.6502
Dividend YieldN/A
52 Week High21.395
52 Week Low16.12
Last AnnualDecember
IPO Date1/17/2020
IncorporatedUSA
Shares Outstanding39M
No. of Employees309
IndustryMortgage Finance
ExchangeNYSE
Beta0.813
CurrencyUSD
Websitewww.velfinance.com
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