Veritec Inc(VRTC)
USD --+0.00%
Reward42Moderate
Risk70High
📊75%Data
Thin -258% profit margin · Revenue down 33% YoY
VRTC
+0.0 · +0.00%
USD · PINK
Veritec Inc | Technology
Earnings Deterioration
Market Cap:3998
ℹ️
Reward Rating
42
Moderate
Bottom 10% (model universe)
75% data coverage
ℹ️
Risk Rating
70
High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on VRTC to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Veritec Inc?

, together with its subsidiaries, engages in the development, sale, and licensing of products and providing services related to its mobile banking solutions in the United States.

VRTC · Verdict

Moderate reward · elevated risk

VRTC's standout is volatility; balance sheet and cash flow weigh on the picture.

Based on 88% data coverage

VRTC · Verdict

What’s working & what to watch

Strengths 1

  • Volatility80/100

    Top decile vs peers

Watchouts 4

  • Balance sheet6/100

    Current ratio 0.01

  • Cash flow20/100

    -108% free-cash-flow margin

  • Profitability32/100

    -230% net margin · 0% ROE

  • Growth36/100

    Rev +5.8% CAGR · earnings -10.7%

Model-based scoring. For information only — not financial advice.

What is Veritec Inc?

, together with its subsidiaries, engages in the development, sale, and licensing of products and providing services related to its mobile banking solutions in the United States. The company offers Mobile Toggle Card-Visa prepaid card program, a debit based, pre-paid, and gift card solution to debit card issuers and sponsoring organizations; and blinx ON-OFF debit card-Visa prepaid card programs. The company is listed on the PINK in USA, operating in the Technology sector, with a market capitalisation of 4.00K.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue growth is subdued, limiting near-term earnings expansion.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Moderate volatility with meaningful macro and earnings sensitivity.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (42)

The scoring profile indicates limited reward potential at this time, with valuation and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorTechnology
Market Cap4.00K
P/E RatioN/A
Dividend YieldN/A
52 Week High0.01
52 Week Low0.0001
Last AnnualJune
IPO DateN/A
IncorporatedUSA
Shares Outstanding40M
No. of Employees7
IndustrySoftware - Application
ExchangePINK
Beta0.419
CurrencyUSD