The Victory Bancorp Inc(VTYB)
USD --+0.00%
Reward38Moderate
Risk46Moderate
📊75%Data
2.2% dividend yield
VTYB
+0.0 · +0.00%
USD · OTCQX
The Victory Bancorp Inc | Financial Services
Value Trap
Market Cap:40.91M
ℹ️
Reward Rating
38
Moderate
Bottom 5% (model universe)
75% data coverage
ℹ️
Risk Rating
46
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on VTYB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is The Victory Bancorp Inc?

operates as the bank holding company for The Victory Bank that provides commercial and consumer banking products and services in the United States.

VTYB · Verdict

Limited reward · moderate risk

VTYB stands out on volatility and cash flow, but watch the growth signal.

Based on 88% data coverage

VTYB · Verdict

What’s working & what to watch

Strengths 2

  • Volatility80/100

    Top decile vs peers

  • Cash flow71/100

    15% free-cash-flow margin

Watchouts 2

  • Growth13/100

    Rev -2.9% CAGR · earnings -25.1%

  • Balance sheet31/100

    Below average

Model-based scoring. For information only — not financial advice.

What is The Victory Bancorp Inc?

operates as the bank holding company for The Victory Bank that provides commercial and consumer banking products and services in the United States. The company offers checking accounts, savings, and money market accounts; certificates of deposit; certificate of deposit account registry service and insured cash sweep; insured deposit sweep checking; and insured deposit sweep checking and escrow management accounts. The company is listed on the OTCQX in USA, operating in the Financial Services sector, with a market capitalisation of 40.91M, and a P/E ratio of 21.0x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (38)

The scoring profile indicates weak reward characteristics across most factors, including profitability and valuation. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap40.91M
P/E Ratio20.9694
Dividend Yield2.21%
52 Week High21.25
52 Week Low9.3629
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding2M
No. of Employees52
IndustryBanks - Regional
ExchangeOTCQX
Beta0.439
CurrencyUSD