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Equity
W.T.B. Financial Corporation(WTBFB)
USD --+0.00%
Reward50Moderate
Risk48Moderate
📊75%Data
Strong 22% profit margin · Revenue growing 22% YoY
WTBFB
+0.0 · +0.00%
USD · PINK
W.T.B. Financial Corporation | Financial Services
Balanced
Market Cap:998.16M
ℹ️
Reward Rating
50
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
48
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on WTBFB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is W.T.B. Financial Corporation?

Financial Corporation operates as the bank holding company for Washington Trust Bank that provides banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers in the United States.

WTBFB · Verdict

Moderate reward · moderate risk

WTBFB stands out on volatility and profitability, but watch the balance sheet signal.

Based on 88% data coverage

WTBFB · Verdict

What’s working & what to watch

Strengths 3

  • Volatility95/100

    Top decile vs peers

  • Profitability75/100

    17% net margin · 10% ROE

  • Cash flow67/100

    17% net margin

Watchouts 3

  • Balance sheet9/100

    Net debt/EBITDA 4.8×

  • Valuation32/100

    Below average

  • Growth45/100

    Rev +12.7% CAGR · earnings -6.3%

Model-based scoring. For information only — not financial advice.

What is W.T.B. Financial Corporation?

Financial Corporation operates as the bank holding company for Washington Trust Bank that provides banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers in the United States. The company offers deposit products, including checking, savings, money market, health savings, retirement, and individual retirement accounts, as well as certificates of deposit. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 998.16M, and a P/E ratio of 10.3x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (50)

The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap998.16M
P/E Ratio10.3311
Dividend Yield1.85%
52 Week High405
52 Week Low273.5962
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding2M
No. of Employees1,238
IndustryBanks - Regional
ExchangePINK
Beta0.159
CurrencyUSD
Websitewww.watrust.com
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