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Equity
Exzeo Group, Inc.(XZO)
USD --+0.00%
Reward75High
Risk17Low
📊75%Data
Strong 37% profit margin · Revenue growing 24% YoY
XZO
+0.0 · +0.00%
USD · NYSE
Exzeo Group, Inc. | Financial Services
Quality Compounder
Market Cap:1.47Bn
ℹ️
Reward Rating
75
High
Top 10% (model universe)
75% data coverage
ℹ️
Risk Rating
17
Low
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on XZO to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $26.00.

What is Exzeo Group, Inc.?

provides turnkey insurance technology and operations solutions to insurance carriers and agents.

XZO · Verdict

Strong reward · low risk

XZO scores well on profitability and volatility with no major weaknesses flagged in the model.

Based on 88% data coverage

XZO · Verdict

What’s working & what to watch

Strengths 5

  • Profitability96/100

    38% net margin · 61% ROE

  • Volatility95/100

    Top decile vs peers

  • Balance sheet93/100

    Current ratio 3.86

  • Growth87/100

    Revenue +68.2% CAGR

  • Cash flow72/100

    45% free-cash-flow margin

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Exzeo Group, Inc.?

provides turnkey insurance technology and operations solutions to insurance carriers and agents. The company offers an Insurance-as-a-Service (IaaS) platform that provides solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims processing management, data reporting, and financial reporting. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 1.47B, and a P/E ratio of 16.4x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: High (75)

The scoring profile indicates a strong reward potential, driven primarily by profitability and growth. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap1.47B
P/E Ratio16.3636
Dividend YieldN/A
52 Week High24.6
52 Week Low12.915
Last AnnualDecember
IPO Date11/5/2025
IncorporatedUSA
Shares Outstanding91M
No. of Employees354
IndustryInsurance - Diversified
ExchangeNYSE
BetaN/A
CurrencyUSD
Websitewww.exzeo.com
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