XLF
+1.01 · +1.90%
$53.85 · NYSE ARCA

Financial Select Sector SPDR® Fund (XLF) ETF Analysis | Financial

State Street Investment Management · United States
AUM:$49.7B
#– of – in Financial ETFs

Educational tool only – Figures are based on historical data, holdings and expense metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Market Performance

XLF returned -0.1% over the past year, broadly in line with flat market conditions.

Cost Efficiency

Ongoing charge of 0.09% — among the lowest available for this category.

What is XLF?

The fund generally invests substantially all, but at least 95%, of its total assets in the securities comprising the index. The index includes companies that have been identified as Financial companies by the Global Industry Classification Standard, including securities of companies from the following industries: financial services; insurance; banks; capital markets; mortgage real estate investment trusts; and consumer finance.

Performance Highlights

Returns (%)
Top Sectors (%)

Investment Breakdown

Negative 12-Month Return
XLF returned -0.1% over the past year, reflecting recent market conditions.
Ultra-Low Expense Ratio
Expense ratio of 0.09% — among the lowest available. Low costs compound favourably over long holding periods.
Concentrated Holdings
Top 10 holdings account for 56.0% of the ETF — significant weight in a small number of names.
ETF Information
AUM$49.7B
Expense Ratio0.09%
Dividend Yield1.35%
Holdings50
Inception DateDec 1998
DomicileUnited States
DistributionNA
Index
ProviderState Street Investment Management
Beta0.94
CategoryFinancial
CurrencyUSD
Portfolio Impact

How would XLF affect your portfolio?

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Example preview
6168
+7 points · better diversified

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Uses ISF.L (iShares FTSE 100 ETF)
Indicators

Performance Metrics

Historical returns

6M
+13.5%
1Y
+9.2%
3Y
+76.0%
5Y
+61.9%
OpenBook InsightIf you had invested £10,000 in XLF 5 years ago, it would have grown to £16,189 — a gain of £6,189.

Annual Returns

Calendar year performance

XLF delivered positive returns in 4 of the last 5 calendar years.
YearXLF
2026 YTD+6.3%
2025+15.2%
2024+30.0%
2023+11.6%
2022-11.7%
CAGR 4yr+10.2%
4/5 positive yearsAvg return: +10.3%Worst year: -11.7% (2022)

Technical Analysis Summary

Automated insights from historical price action and indicators

Technical Regime: POSITIVE
Trend Strength
100%
Positive
Volatility
10.9%
Low
Momentum
+3.7%
30-day change
Support Level
56.95
Key floor
Key Insights
  • Price is currently trading above all key moving averages.
  • Low volatility environment with a narrower recent trading range.
  • Monitor key support and resistance levels as part of broader risk assessment.