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Equity
Alfa Financial Software Holdings PLC(ALFA)
GBX --+0.00%
Reward67High
Risk12Low
📊75%Data
Strong 24% profit margin · Revenue growing 12% YoY
ALFA
+0.0 · +0.00%
GBX · LSE
Alfa Financial Software Holdings PLC | Technology
Quality Compounder
Market Cap:456.60M
ℹ️
Reward Rating
67
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
12
Low
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on ALFA to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 280p.

What is Alfa Financial Software Holdings PLC?

Alfa Financial Software Holdings PLC, through its subsidiaries, provides software and related services to the auto and equipment finance industry in the United Kingdom, North Americas, Europe, Africa, Australasia and internationally.

ALFA · Verdict

Solid reward · low risk

ALFA scores well on cash flow and volatility with no major weaknesses flagged in the model.

Based on 88% data coverage

ALFA · Verdict

What’s working & what to watch

Strengths 5

  • Cash flow95/100

    30% free-cash-flow margin

  • Volatility95/100

    Top decile vs peers

  • Profitability93/100

    24% net margin · 61% ROE

  • Balance sheet93/100

    Interest covered 55.6×

  • Valuation87/100

    P/E 16.4× · PEG 2.23

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Alfa Financial Software Holdings PLC?

Alfa Financial Software Holdings PLC, through its subsidiaries, provides software and related services to the auto and equipment finance industry in the United Kingdom, North Americas, Europe, Africa, Australasia and internationally. It operates through Subscription, Software Engineering, and Delivery segments. The company is listed on the LSE in UK, operating in the Technology sector, with a market capitalisation of 456.60M, and a P/E ratio of 15.4x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: High (67)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorTechnology
Market Cap456.60M
P/E Ratio15.42
Dividend Yield0.97%
52 Week High241.7679
52 Week Low137.5775
Last AnnualDecember
IPO DateN/A
IncorporatedUK
Shares Outstanding296M
No. of Employees527
IndustrySoftware - Application
ExchangeLSE
Beta0.175
CurrencyGBX · Reports in GBP
Websitewww.alfasystems.com
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