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Equity
Bank of Ireland Group PLC(BIRG)
EUR --+0.00%
Reward74High
Risk37Moderate
📊75%Data
Strong 30% profit margin · 4.3% dividend yield
BIRG
+0.0 · +0.00%
EUR · LSE
Bank of Ireland Group PLC | Financial Services
Quality Compounder
Market Cap:15.58Bn
ℹ️
Reward Rating
74
High
Top 10% (model universe)
75% data coverage
ℹ️
Risk Rating
37
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on BIRG to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: €18.50.

What is Bank of Ireland Group PLC?

Bank of Ireland Group plc provides banking and other financial services in the Republic of Ireland, the United Kingdom, and internationally.

BIRG · Verdict

Strong reward · moderate risk

BIRG stands out on valuation and profitability, but watch the balance sheet signal.

Based on 88% data coverage

BIRG · Verdict

What’s working & what to watch

Strengths 5

  • Valuation99/100

    P/E 10.6× · PEG 0.56

  • Profitability80/100

    20% net margin · 9% ROE

  • Volatility80/100

    Top decile vs peers

  • Growth77/100

    Rev +17.0% CAGR · earnings +12.2%

  • Cash flow65/100

    58% free-cash-flow margin

Watchouts 1

  • Balance sheet44/100

    Interest covered 0.7×

Model-based scoring. For information only — not financial advice.

What is Bank of Ireland Group PLC?

Bank of Ireland Group plc provides banking and other financial services in the Republic of Ireland, the United Kingdom, and internationally. It offers current and savings accounts, demand and notice accounts, and business accounts and deposits; personal, car, home improvement and energy upgrade, top-up loans, and student loans, as well as overdrafts and mortgages; and business and farming loans, green business, insurance premium finance, invoice finance, hire purchase, and leasing services. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 15.58B, and a P/E ratio of 0.1x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: High (74)

The scoring profile indicates a strong reward potential, driven primarily by valuation and profitability. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap15.58B
P/E Ratio0.1426
Dividend Yield4.33%
52 Week High17.5373
52 Week Low9.7836
Last AnnualDecember
IPO DateN/A
IncorporatedUK
Shares Outstanding950M
No. of Employees11,287
IndustryBanks - Regional
ExchangeLSE
Beta0.505
CurrencyEUR
Websitewww.bankofireland.com
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