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Equity
PAY
+0.0 · +0.00%
GBX · LSE

PayPoint plc(PAY) Stock Analysis | Technology

GBX --+0.00%
Reward57Moderate
Risk30Moderate
75%Data
6.3% dividend yield · Revenue growing 10% YoY
Dividend King
Market Cap:374.39M
ⓘ
Reward Rating
57
Moderate
Reward Assessment
75% data coverage
Top 50% of stocksView factors
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Risk Rating
30
Moderate
Risk Assessment
4 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on PAY to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for PAY, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 688p.

What is PayPoint plc?

PayPoint plc engages in the provision of payments and banking, shopping, and e-commerce services and products in the United Kingdom and New Zealand.

PAY · Verdict

Solid reward · low risk

PAY stands out on valuation and volatility, but watch the growth signal.

Based on 88% data coverage

PAY · Verdict

What’s working & what to watch

Strengths 5

  • Valuation81/100

    P/E 10.3× · PEG 7.86

  • Volatility80/100

    Top decile vs peers

  • Cash flow74/100

    11% free-cash-flow margin

  • Profitability73/100

    12% net margin · 48% ROE

  • Balance sheet65/100

    Interest covered 7.9×

Watchouts 1

  • Growth45/100

    Rev +26.2% CAGR · earnings +4.3%

Model-based scoring. For information only — not financial advice.

What is PayPoint plc?

PayPoint plc engages in the provision of payments and banking, shopping, and e-commerce services and products in the United Kingdom and New Zealand. The company operates through PayPoint and Love2shop segments. The company is listed on the LSE in UK, operating in the Technology sector, with a market capitalisation of 374.39M, and a P/E ratio of 10.9x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Strong margins and consistent earnings support financial stability.
Risk
Below-average volatility supports a steadier risk profile.
Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (57)

The scoring profile indicates moderate reward potential, with valuation and profitability as the leading contributors. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

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Company Information
SectorTechnology
IndustrySoftware - Infrastructure
Market Cap374.39M
P/E Ratio10.8966
Dividend Yield6.30%
Beta0.357
Insider Activity
12M windowAwaiting coverage
LSE director-dealings coverage launching later this year. The data feed is in development.
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