Chime Financial, Inc. Class A Common Stock(CHYM)
USD --+0.00%
Reward55Moderate
Risk22Low
📊75%Data
Thin -2% profit margin · Revenue growing 32% YoY
CHYM
+0.0 · +0.00%
USD · NASDAQ
Chime Financial, Inc. Class A Common Stock | Technology
Quality Compounder
Market Cap:11.53Bn
ℹ️
Reward Rating
55
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
22
Low
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CHYM to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Chime Financial, Inc. Class A Common Stock?

, a financial technology company, provides digital consumer banking and payment solutions.

CHYM · Verdict

Solid reward · low risk

CHYM stands out on volatility and balance sheet, but watch the valuation signal.

Based on 88% data coverage

CHYM · Verdict

What’s working & what to watch

Strengths 3

  • Volatility95/100

    Top decile vs peers

  • Balance sheet93/100

    Current ratio 3.43

  • Growth68/100

    Rev +28.8% CAGR · earnings -76.8%

Watchouts 3

  • Valuation43/100

    Below average

  • Profitability44/100

    -2% net margin · 0% ROE

  • Cash flow45/100

    3% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is Chime Financial, Inc. Class A Common Stock?

, a financial technology company, provides digital consumer banking and payment solutions. It offers Chime, a banking application for providing mobile banking services that address the need of people, such as their spending, saving, accessing liquidity, building credit, savings and perks, community, and support and security. The company is listed on the NASDAQ in USA, operating in the Technology sector, with a market capitalisation of 11.53B.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Profitability metrics are mixed — margins may be under pressure.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (55)

The scoring profile indicates moderate reward potential, with growth and momentum as the leading contributors. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorTechnology
Market Cap11.53B
P/E RatioN/A
Dividend YieldN/A
52 Week High44.94
52 Week Low16.17
Last AnnualDecember
IPO Date6/12/2025
IncorporatedUSA
Shares Outstanding332M
No. of EmployeesN/A
IndustrySoftware - Application
ExchangeNASDAQ
BetaN/A
CurrencyUSD