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Equity
China Minsh(CMAKY)
USD --+0.00%
Reward44Moderate
Risk58Medium-High
📊75%Data
Strong 34% profit margin · 4.5% dividend yield · Revenue down 7% YoY
CMAKY
+0.0 · +0.00%
USD · PINK
China Minsh | Financial Services
Earnings Deterioration
Market Cap:26.09Bn
ℹ️
Reward Rating
44
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
58
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CMAKY to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is China Minsh?

provides banking products and services in the People's Republic of China.

CMAKY · Verdict

Moderate reward · elevated risk

CMAKY's standout is volatility; balance sheet and cash flow weigh on the picture.

Based on 88% data coverage

CMAKY · Verdict

What’s working & what to watch

Strengths 1

  • Volatility95/100

    Top decile vs peers

Watchouts 4

  • Balance sheet6/100

    Interest covered 0.2×

  • Cash flow27/100

    -84% free-cash-flow margin

  • Valuation31/100

    P/E 5.9× · PEG 7.37

  • Profitability32/100

    11% net margin · 5% ROE

Model-based scoring. For information only — not financial advice.

What is China Minsh?

provides banking products and services in the People's Republic of China. The company operates through Corporate Banking, Retail Banking, and Others segments. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 26.09B, and a P/E ratio of 5.3x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (44)

The scoring profile indicates limited reward potential at this time, with growth and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap26.09B
P/E Ratio5.2857
Dividend Yield4.48%
52 Week High6.7053
52 Week Low4.0378
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding832M
No. of Employees63,490
IndustryBanks - Regional
ExchangePINK
Beta0.334
CurrencyUSD · Reports in CNY
Websitewww.cmbc.com.cn
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