Concordia Financial Group Ltd(CRDIY)
USD --+0.00%
Reward57Moderate
Risk32Moderate
📊75%Data
2.0% dividend yield · Revenue growing 18% YoY
CRDIY
+0.0 · +0.00%
USD · OTCGREY
Concordia Financial Group Ltd | Financial Services
Dividend King
Market Cap:12.19Bn
ℹ️
Reward Rating
57
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
32
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CRDIY to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Concordia Financial Group Ltd?

provides various banking products and services to small and medium-sized businesses and individuals in Japan and internationally.

CRDIY · Verdict

Solid reward · moderate risk

CRDIY scores well on cash flow and volatility with no major weaknesses flagged in the model.

Based on 88% data coverage

CRDIY · Verdict

What’s working & what to watch

Strengths 3

  • Cash flow79/100

    115% free-cash-flow margin

  • Volatility75/100

    Above average

  • Profitability73/100

    26% net margin · 7% ROE

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Concordia Financial Group Ltd?

provides various banking products and services to small and medium-sized businesses and individuals in Japan and internationally. The company offers current, ordinary, savings, and term deposits; loan products; and securities, leasing, information, research and venture capital services. The company is listed on the OTCGREY in USA, operating in the Financial Services sector, with a market capitalisation of 12.19B, and a P/E ratio of 20.5x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (57)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap12.19B
P/E Ratio20.5031
Dividend Yield2.02%
52 Week High33.87
52 Week Low13.5733
Last AnnualMarch
IPO DateN/A
IncorporatedUSA
Shares Outstanding374M
No. of Employees5,941
IndustryBanks - Regional
ExchangeOTCGREY
Beta-0.099
CurrencyUSD · Reports in JPY