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Equity
EML Payments Limited(EMCHF)
USD --+0.00%
Reward45Moderate
Risk50Moderate
📊75%Data
Thin -23% profit margin · Revenue growing 15% YoY
EMCHF
+0.0 · +0.00%
USD · PINK
EML Payments Limited | Technology
Value Trap
Market Cap:233.05M
ℹ️
Reward Rating
45
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
50
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on EMCHF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is EML Payments Limited?

EML Payments Limited provides payment solutions platform in Australia, Europe, and North America.

EMCHF · Verdict

Moderate reward · moderate risk

EMCHF stands out on valuation and volatility, but watch the growth signal.

Based on 88% data coverage

EMCHF · Verdict

What’s working & what to watch

Strengths 2

  • Valuation82/100

    P/E 15.3×

  • Volatility65/100

    Above average

Watchouts 3

  • Growth30/100

    Rev -12.1% CAGR · earnings +123.2%

  • Cash flow35/100

    7% free-cash-flow margin

  • Profitability44/100

    -34% net margin · -35% ROE

Model-based scoring. For information only — not financial advice.

What is EML Payments Limited?

EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It offers reloadable and non-reloadable prepaid payment solutions; prepaid payment solutions services; and undertakes provision of prepaid payment services predominantly with single load card solutions. The company is listed on the PINK in USA, operating in the Technology sector, with a market capitalisation of 233.05M.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Profitability metrics are mixed — margins may be under pressure.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (45)

The scoring profile indicates limited reward potential at this time, with valuation and momentum offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorTechnology
Market Cap233.05M
P/E RatioN/A
Dividend YieldN/A
52 Week High0.7086
52 Week Low0.4647
Last AnnualJune
IPO DateN/A
IncorporatedUSA
Shares Outstanding388M
No. of Employees458
IndustrySoftware - Infrastructure
ExchangePINK
Beta0.734
CurrencyUSD · Reports in AUD
Websiteemlpayments.com
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