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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is First Citizens BancShares Inc?
operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally.
FCNCB · Verdict
Strong reward · elevated risk
FCNCB stands out on growth and profitability, but watch the balance sheet signal.
Based on 88% data coverage
FCNCB · Verdict
What’s working & what to watch
Strengths 4
- Growth81/100
Rev +41.7% CAGR · earnings +26.2%
- Profitability74/100
15% net margin · 10% ROE
- Valuation70/100
P/E 8.7× · PEG 0.87
- Volatility65/100
Above average
Watchouts 1
- Balance sheet15/100
Interest covered 0.6×
Model-based scoring. For information only — not financial advice.
What is First Citizens BancShares Inc?
operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through General Bank, Commercial Bank, Silicon Valley Bank (SVB) Commercial, and Rail segments. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 24.36B, and a P/E ratio of 9.9x.
Financial Highlights
Investment Breakdown
Analysis
Reward: High (70)The scoring profile indicates a strong reward potential, driven primarily by growth and profitability. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.