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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is First Merchants Corporation Depository Shares?
First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services.
FRMEP · Verdict
Solid reward · elevated risk
FRMEP stands out on profitability and growth, but watch the balance sheet signal.
Based on 88% data coverage
FRMEP · Verdict
What’s working & what to watch
Strengths 3
- Profitability80/100
22% net margin · 9% ROE
- Growth66/100
Rev +13.8% CAGR · earnings +0.6%
- Cash flow66/100
25% free-cash-flow margin
Watchouts 1
- Balance sheet29/100
Net debt/EBITDA 3.5×
Model-based scoring. For information only — not financial advice.
What is First Merchants Corporation Depository Shares?
First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services. The company offers a range of financial services, including checking, savings, and deposit products; debit and credit cards; mortgages, home equity lending, vehicle loans, and personal loans; and local commercial lending, asset-based lending solutions, agricultural lending, commercial real estate solutions, debt capital markets, practice finance, public finance, small business administration lending, and sponsor finance services. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 2.42B, and a P/E ratio of 6.7x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (64)The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.