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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.Analyst Target
Analyst consensus price target: $30.00.What is Hbt Financial Inc?
operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa.
HBT · Verdict
Solid reward · moderate risk
HBT stands out on volatility and profitability, but watch the valuation signal.
Based on 88% data coverage
HBT · Verdict
What’s working & what to watch
Strengths 4
- Volatility80/100
Top decile vs peers
- Profitability79/100
26% net margin · 13% ROE
- Cash flow77/100
26% net margin
- Growth70/100
Rev +16.2% CAGR · earnings +10.9%
Watchouts 2
- Valuation41/100
Below average
- Balance sheet43/100
Interest covered 1.8×
Model-based scoring. For information only — not financial advice.
What is Hbt Financial Inc?
operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company's deposits accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposits, health savings accounts, and individual retirement accounts. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 876.32M, and a P/E ratio of 11.4x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (63)The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.