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Equity
OSBC
+0.0 · +0.00%
USD · NASDAQ

Old Second Bancorp Inc(OSBC) Stock Analysis | Financial Services

USD --+0.00%
Reward60Moderate
Risk43Moderate
75%Data
Strong 27% profit margin · Revenue growing 23% YoY
Quality Compounder
Market Cap:1.28Bn
ⓘ
Reward Rating
60
Moderate
Reward Assessment
75% data coverage
Top 50% of stocksView factors
ⓘ
Risk Rating
43
Moderate
Risk Assessment
3 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on OSBC to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for OSBC, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $27.50.

What is Old Second Bancorp Inc?

operates as the bank holding company for Old Second National Bank that provides community banking services in the United States.

OSBC · Verdict

Solid reward · moderate risk

OSBC stands out on profitability and cash flow, but watch the balance sheet signal.

Based on 88% data coverage

OSBC · Verdict

What’s working & what to watch

Strengths 4

  • Profitability81/100

    26% net margin · 11% ROE

  • Cash flow79/100

    38% free-cash-flow margin

  • Valuation78/100

    P/E 8.6× · PEG 1.51

  • Volatility65/100

    Above average

Watchouts 1

  • Balance sheet36/100

    Interest covered 1.8×

Model-based scoring. For information only — not financial advice.

What is Old Second Bancorp Inc?

operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 1.28B, and a P/E ratio of 14.6x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Strong margins and consistent earnings support financial stability.
Risk
Risk profile appears balanced versus broad market conditions.
Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (60)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryBanks - Regional
Market Cap1.28B
P/E Ratio14.5896
Dividend Yield1.07%
Beta0.706
Insider Activity
12M windowBearish
Shares soldShares bought
0-3months
0
0
3-6months
0
0
6-9months
337,091 shares
$777k
0
9-12months
257,565 shares
$1.0M
0
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