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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.Analyst Target
Analyst consensus price target: $23.83.What is Old Second Bancorp Inc?
operates as the bank holding company for Old Second National Bank that provides community banking services in the United States.
OSBC · Verdict
Solid reward · moderate risk
OSBC stands out on cash flow and profitability, but watch the balance sheet signal.
Based on 88% data coverage
OSBC · Verdict
What’s working & what to watch
Strengths 3
- Cash flow77/100
20% net margin
- Profitability76/100
20% net margin · 10% ROE
- Volatility65/100
Above average
Watchouts 1
- Balance sheet25/100
Interest covered 1.8×
Model-based scoring. For information only — not financial advice.
What is Old Second Bancorp Inc?
operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company offers deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 1.07B, and a P/E ratio of 12.5x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (61)The scoring profile indicates moderate reward potential, with profitability and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.