nCino Inc(NCNO)
USD --+0.00%
Reward52Moderate
Risk51Moderate
📊75%Data
Thin -4% profit margin
NCNO
+0.0 · +0.00%
USD · NASDAQ
nCino Inc | Technology
Profitless Growth
Market Cap:1.83Bn
ℹ️
Reward Rating
52
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
51
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on NCNO to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $33.14.

What is nCino Inc?

, a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally.

NCNO · Verdict

Moderate reward · elevated risk

NCNO stands out on volatility and growth, but watch the valuation signal.

Based on 88% data coverage

NCNO · Verdict

What’s working & what to watch

Strengths 2

  • Volatility80/100

    Top decile vs peers

  • Growth68/100

    Rev +25.4% CAGR · earnings -8.5%

Watchouts 3

  • Valuation24/100

    P/E 24.8× · PEG 1.85

  • Balance sheet24/100

    Net debt/EBITDA 12.1×

  • Profitability44/100

    -7% net margin · -1% ROE

Model-based scoring. For information only — not financial advice.

What is nCino Inc?

, a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and Account Opening solution, which includes Deposit Account Opening solution for consumers and small businesses. The company is listed on the NASDAQ in USA, operating in the Technology sector, with a market capitalisation of 1.83B.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Profitability metrics are mixed — margins may be under pressure.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (52)

The scoring profile indicates limited reward potential at this time, with growth and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorTechnology
Market Cap1.83B
P/E RatioN/A
Dividend YieldN/A
52 Week High33.92
52 Week Low13.8
Last AnnualJanuary
IPO Date7/14/2020
IncorporatedUSA
Shares Outstanding115M
No. of Employees1,833
IndustrySoftware - Application
ExchangeNASDAQ
Beta0.558
CurrencyUSD