Paymentus Holdings, Inc.(PAY)
USD --+0.00%
Reward67High
Risk25Low
📊75%Data
Revenue growing 28% YoY
PAY
+0.0 · +0.00%
USD · NYSE
Paymentus Holdings, Inc. | Technology
Growth Machine
Market Cap:3.03Bn
ℹ️
Reward Rating
67
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
25
Low
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on PAY to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $31.71.

What is Paymentus Holdings, Inc.?

provides cloud-based bill payment technology and solutions in the United States and internationally.

PAY · Verdict

Solid reward · low risk

PAY stands out on balance sheet and growth, but watch the volatility signal.

Based on 88% data coverage

PAY · Verdict

What’s working & what to watch

Strengths 3

  • Balance sheet100/100

    Current ratio 4.46

  • Growth92/100

    Revenue +34.0% CAGR

  • Cash flow81/100

    14% free-cash-flow margin

Watchouts 1

  • Volatility35/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Paymentus Holdings, Inc.?

provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service, secure, and omni channel technology platform. The company is listed on the NYSE in USA, operating in the Technology sector, with a market capitalisation of 3.03B, and a P/E ratio of 51.4x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: High (67)

The scoring profile indicates moderate reward potential, with growth and valuation as the leading contributors. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorTechnology
Market Cap3.03B
P/E Ratio51.4468
Dividend YieldN/A
52 Week High40.433
52 Week Low22.02
Last AnnualDecember
IPO Date5/26/2021
IncorporatedUSA
Shares Outstanding56M
No. of Employees1,307
IndustrySoftware - Infrastructure
ExchangeNYSE
Beta1.487
CurrencyUSD