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Equity
PAY
+0.0 · +0.00%
USD · NYSE

Paymentus Holdings, Inc.(PAY) Stock Analysis | Technology

USD --+0.00%
Reward65Moderate
Risk45Moderate
75%Data
Revenue growing 29% YoY
Growth Machine
Market Cap:4.53Bn
ⓘ
Reward Rating
65
Moderate
Reward Assessment
75% data coverage
Top 50% of stocksView factors
ⓘ
Risk Rating
45
Moderate
Risk Assessment

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on PAY to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for PAY, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $39.33.

What is Paymentus Holdings, Inc.?

provides cloud-based bill payment technology and solutions in the United States and internationally.

PAY · Verdict

Solid reward · moderate risk

PAY stands out on balance sheet and growth, but watch the volatility signal.

Based on 88% data coverage

PAY · Verdict

What’s working & what to watch

Strengths 3

  • Balance sheet100/100

    Current ratio 4.46

  • Growth89/100

    Revenue +34.0% CAGR

  • Cash flow81/100

    14% free-cash-flow margin

Watchouts 2

  • Volatility35/100

    Below average

  • Valuation45/100

    In line with peers

Model-based scoring. For information only — not financial advice.

What is Paymentus Holdings, Inc.?

provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service, secure, and omni channel technology platform. The company is listed on the NYSE in USA, operating in the Technology sector, with a market capitalisation of 4.53B, and a P/E ratio of 54.5x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Adequate profitability with some margin variability in recent periods.
Risk
Risk profile appears balanced versus broad market conditions.
Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (65)

The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

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Company Information
SectorTechnology
IndustrySoftware - Infrastructure
Market Cap4.53B
P/E Ratio54.5303
Dividend YieldN/A
Beta1.312
Insider Activity
12M windowQuiet
Fewer than three real open-market insider trades in the last 12 months. Mechanical activity (option exercises, RSU vests) is excluded from the signal.
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