Texas Community Bancshares Inc(TCBS)
USD --+0.00%
Reward48Moderate
Risk64Medium-High
📊75%Data
Strong 16% profit margin · Revenue growing 13% YoY
TCBS
+0.0 · +0.00%
USD · NASDAQ
Texas Community Bancshares Inc | Financial Services
Speculative Momentum
Market Cap:46.26M
ℹ️
Reward Rating
48
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
64
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on TCBS to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Texas Community Bancshares Inc?

operates as the bank holding company for Broadstreet Bank, SSB that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex.

TCBS · Verdict

Moderate reward · elevated risk

TCBS's standout is volatility; balance sheet and cash flow weigh on the picture.

Based on 88% data coverage

TCBS · Verdict

What’s working & what to watch

Strengths 1

  • Volatility95/100

    Top decile vs peers

Watchouts 3

  • Balance sheet7/100

    Current ratio 0.27

  • Cash flow27/100

    4% free-cash-flow margin

  • Profitability36/100

    -6% net margin · 5% ROE

Model-based scoring. For information only — not financial advice.

What is Texas Community Bancshares Inc?

operates as the bank holding company for Broadstreet Bank, SSB that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. The company offers deposit accounts, including checking accounts, money market accounts, savings accounts, certificates of deposit, and individual retirement accounts. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 46.26M, and a P/E ratio of 19.4x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Discount reflects uncertainty around future performance.

OpenBook Logo Analysis

Reward: Moderate (48)

The scoring profile indicates limited reward potential at this time, with growth and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap46.26M
P/E Ratio19.4186
Dividend Yield0.96%
52 Week High20
52 Week Low14.8608
Last AnnualDecember
IPO Date7/16/2021
IncorporatedUSA
Shares Outstanding3M
No. of Employees60
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.042
CurrencyUSD