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Equity
Westamerica Bancorporation(WABC)
USD --+0.00%
Reward43Moderate
Risk27Low
📊75%Data
Strong 45% profit margin · 3.5% dividend yield · Revenue down 9% YoY
WABC
+0.0 · +0.00%
USD · NASDAQ
Westamerica Bancorporation | Financial Services
Defensive Anchor
Market Cap:1.26Bn
ℹ️
Reward Rating
43
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
27
Low
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on WABC to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $55.00.

What is Westamerica Bancorporation?

Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States.

WABC · Verdict

Moderate reward · low risk

WABC stands out on balance sheet and cash flow, but watch the growth signal.

Based on 88% data coverage

WABC · Verdict

What’s working & what to watch

Strengths 4

  • Balance sheet83/100

    Interest covered 11.4×

  • Cash flow75/100

    45% free-cash-flow margin

  • Profitability72/100

    43% net margin · 13% ROE

  • Volatility65/100

    Above average

Watchouts 1

  • Growth22/100

    Rev +0.6% CAGR · earnings -1.6%

Model-based scoring. For information only — not financial advice.

What is Westamerica Bancorporation?

Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 1.26B, and a P/E ratio of 11.2x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue growth is subdued, limiting near-term earnings expansion.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (43)

The scoring profile indicates limited reward potential at this time, with profitability and valuation offering the most support. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap1.26B
P/E Ratio11.2058
Dividend Yield3.48%
52 Week High53.48
52 Week Low40.4371
Last AnnualDecember
IPO Date3/17/1992
IncorporatedUSA
Shares Outstanding25M
No. of Employees616
IndustryBanks - Regional
ExchangeNASDAQ
Beta0.602
CurrencyUSD
Websitewww.westamerica.com
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