Compound Growth Calculator

See how contributions and time can change outcomes. Educational only.

High-Risk / High-Skill12–15%+

Strong Investor Zone8–12%

S&P 5009–10%

FTSE All-Share7–9%

Cash / Risk-Free3–5%

Your Results

Future Value£125,972

Starting amount£10,000

Total contributions£58,000

Total growth earned£67,972

Ending balance£125,972

💡 After year 9, investment growth per year exceeds your contributions

Year	Contributions	Accumulated Growth	Total Balance
1	£12,400	£696	£13,096
2	£14,800	£1,583	£16,383
3	£17,200	£2,673	£19,873
4	£19,600	£3,979	£23,579
5	£22,000	£5,512	£27,512
6	£24,400	£7,289	£31,689
7	£26,800	£9,323	£36,123
8	£29,200	£11,630	£40,830
9	£31,600	£14,228	£45,828
10	£34,000	£17,134	£51,134
11	£36,400	£20,367	£56,767
12	£38,800	£23,948	£62,748
13	£41,200	£27,897	£69,097
14	£43,600	£32,239	£75,839
15	£46,000	£36,996	£82,996
16	£48,400	£42,194	£90,594
17	£50,800	£47,861	£98,661
18	£53,200	£54,026	£107,226
19	£55,600	£60,719	£116,319
20	£58,000	£67,972	£125,972