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Equity
S&U plc(47IE)
GBX --+0.00%
Reward43Moderate
Risk51Moderate
📊75%Data
Strong 30% profit margin · Revenue growing 43% YoY
47IE
+0.0 · +0.00%
GBX · LSE
S&U plc | Financial Services
Balanced
Market Cap:343.21M
ℹ️
Reward Rating
43
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
51
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on 47IE to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is S&U plc?

S&U plc provides motor, property bridging, and specialist finance services in the United Kingdom.

47IE · Verdict

Moderate reward · elevated risk

47IE's standout is volatility; valuation and growth weigh on the picture.

Based on 88% data coverage

47IE · Verdict

What’s working & what to watch

Strengths 1

  • Volatility80/100

    Top decile vs peers

Watchouts 4

  • Valuation32/100

    Below average

  • Growth36/100

    Rev +1.5% CAGR · earnings -11.1%

  • Balance sheet38/100

    Interest covered 3.2×

  • Cash flow42/100

    -34% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is S&U plc?

S&U plc provides motor, property bridging, and specialist finance services in the United Kingdom. The company was incorporated in 1938 and is headquartered in Solihull, the United Kingdom. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 343.21M.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (43)

The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap343.21M
P/E Ratio0.0021
Dividend Yield1.77%
52 Week High65
52 Week Low0.65
Last AnnualJanuary
IPO DateN/A
IncorporatedUK
Shares Outstanding12M
No. of Employees248
IndustryCredit Services
ExchangeLSE
Beta0.596
CurrencyGBX
Websitewww.suplc.co.uk
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