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Equity
Fiinu PLC(BANK)
GBX --+0.00%
Reward32Low
Risk65Medium-High
📊75%Data
BANK
+0.0 · +0.00%
GBX · LSE
Fiinu PLC | Financial Services
Capital Destroyer
Market Cap:29.70M
ℹ️
Reward Rating
32
Low
Bottom 1% (model universe)
75% data coverage
ℹ️
Risk Rating
65
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on BANK to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Fiinu PLC?

Fiinu Plc, a fintech company, engages in the development of software.

BANK · Verdict

Limited reward · elevated risk

BANK's standout is balance sheet; volatility and profitability weigh on the picture.

Based on 88% data coverage

BANK · Verdict

What’s working & what to watch

Strengths 1

  • Balance sheet67/100

    Current ratio 1.45

Watchouts 4

  • Volatility5/100

    Weak vs peers

  • Profitability8/100

    -31592% net margin · -281% ROE

  • Growth25/100

    Rev -90.9% CAGR · earnings +16.9%

  • Cash flow29/100

    -40507% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is Fiinu PLC?

Fiinu Plc, a fintech company, engages in the development of software. It operates Plugin Overdraft platform, a bank overdraft software to provide open banking. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 29.70M.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Low (32)

The scoring profile indicates weak reward characteristics across most factors, including valuation and momentum. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap29.70M
P/E RatioN/A
Dividend YieldN/A
52 Week High21
52 Week Low5.7
Last AnnualMarch
IPO DateN/A
IncorporatedUK
Shares Outstanding396M
No. of Employees3
IndustryCredit Services
ExchangeLSE
Beta8.651
CurrencyGBX · Reports in GBP
Websitewww.fiinu.com
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