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Equity
JUST
+0.0 · +0.00%
GBX · LSE

Just Group plc(JUST) Stock Analysis | Financial Services

GBX --+0.00%
Reward44Moderate
Risk68Medium-High
75%Data
Thin -5% profit margin · Revenue down 11% YoY
Value Trap
Market Cap:2.25Bn
ⓘ
Reward Rating
44
Moderate
Reward Assessment
75% data coverage
Bottom 25% of stocksView factors
ⓘ
Risk Rating
68
Medium-High
Risk Assessment
8 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on JUST to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for JUST, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 218p.

What is Just Group plc?

Just Group plc, financial services company, provides various retirement income products and services to individual, homeowners, trustees and scheme sponsors, and corporate clients in the United Kingdom.

JUST · Verdict

Moderate reward · elevated risk

JUST's standout is valuation; balance sheet and cash flow weigh on the picture.

Based on 88% data coverage

JUST · Verdict

What’s working & what to watch

Strengths 1

  • Valuation71/100

    P/E 5.0× · PEG 0.62

Watchouts 4

  • Balance sheet6/100

    Interest covered 0.5×

  • Cash flow7/100

    -19% free-cash-flow margin

  • Growth30/100

    Rev -28.4% CAGR · earnings -35.9%

  • Profitability44/100

    -5% net margin · -8% ROE

Model-based scoring. For information only — not financial advice.

What is Just Group plc?

Just Group plc, financial services company, provides various retirement income products and services to individual, homeowners, trustees and scheme sponsors, and corporate clients in the United Kingdom. It offers defined benefit de-risking, guaranteed income for life, secure lifetime income, care plan, and lifetime mortgage solutions. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 2.25B, and a P/E ratio of 36.1x.

Financial Highlights

Investment Breakdown

Growth
Revenue growth is subdued, limiting near-term earnings expansion.
Profitability
Profitability metrics are mixed — margins may be under pressure.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (44)

The scoring profile indicates limited reward potential at this time, with valuation and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryInsurance - Specialty
Market Cap2.25B
P/E Ratio36.125
Dividend Yield0.37%
Beta0.909
Insider Activity
12M windowAwaiting coverage
LSE director-dealings coverage launching later this year. The data feed is in development.
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