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Equity
Just Group plc(JUST)
GBX --+0.00%
Reward44Moderate
Risk77High
📊75%Data
Thin -5% profit margin · Revenue down 11% YoY
JUST
+0.0 · +0.00%
GBX · LSE
Just Group plc | Financial Services
Value Trap
Market Cap:2.25Bn
ℹ️
Reward Rating
44
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
77
High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on JUST to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 218p.

What is Just Group plc?

Just Group plc, financial services company, provides various retirement income products and services to individual, homeowners, trustees and scheme sponsors, and corporate clients in the United Kingdom.

JUST · Verdict

Moderate reward · high risk

JUST's standout is valuation; balance sheet and cash flow weigh on the picture.

Based on 88% data coverage

JUST · Verdict

What’s working & what to watch

Strengths 1

  • Valuation71/100

    P/E 5.0× · PEG 0.62

Watchouts 4

  • Balance sheet6/100

    Interest covered 0.5×

  • Cash flow7/100

    -19% free-cash-flow margin

  • Growth30/100

    Rev -28.4% CAGR · earnings -35.9%

  • Profitability44/100

    -5% net margin · -8% ROE

Model-based scoring. For information only — not financial advice.

What is Just Group plc?

Just Group plc, financial services company, provides various retirement income products and services to individual, homeowners, trustees and scheme sponsors, and corporate clients in the United Kingdom. It offers defined benefit de-risking, guaranteed income for life, secure lifetime income, care plan, and lifetime mortgage solutions. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 2.25B, and a P/E ratio of 36.1x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue growth is subdued, limiting near-term earnings expansion.
💰 Profitability
Profitability metrics are mixed — margins may be under pressure.
⚠️ Risk
Elevated volatility implies higher downside and expectation risk.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (44)

The scoring profile indicates limited reward potential at this time, with valuation and momentum offering the most support. Risk indicators are high — this profile reflects meaningful downside exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap2.25B
P/E Ratio36.125
Dividend Yield0.37%
52 Week High219
52 Week Low112.8314
Last AnnualDecember
IPO DateN/A
IncorporatedUK
Shares Outstanding1B
No. of Employees1,453
IndustryInsurance - Specialty
ExchangeLSE
Beta0.909
CurrencyGBX
Websitewww.justgroupplc.co.uk
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