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Equity
Lloyds Banking Group PLC(LLOY)
GBX --+0.00%
Reward55Moderate
Risk60Medium-High
📊75%Data
Strong 25% profit margin · 3.7% dividend yield · Revenue growing 14% YoY
LLOY
+0.0 · +0.00%
GBX · LSE
Lloyds Banking Group PLC | Financial Services
Dividend King
Market Cap:56.94Bn
ℹ️
Reward Rating
55
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
60
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on LLOY to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 111p.

What is Lloyds Banking Group PLC?

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom.

LLOY · Verdict

Solid reward · elevated risk

LLOY has limited near-term tailwinds — balance sheet and cash flow weigh on the model output.

Based on 88% data coverage

LLOY · Verdict

What’s working & what to watch

Watchouts 2

  • Balance sheet25/100

    Net debt/EBITDA 21.1×

  • Cash flow37/100

    -2% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is Lloyds Banking Group PLC?

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 56.94B, and a P/E ratio of 13.8x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Profitability metrics are mixed — margins may be under pressure.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (55)

The scoring profile indicates moderate reward potential, with growth and valuation as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap56.94B
P/E Ratio13.8486
Dividend Yield3.70%
52 Week High114.6
52 Week Low57.8772
Last AnnualDecember
IPO DateN/A
IncorporatedUK
Shares Outstanding59B
No. of Employees60,061
IndustryBanks - Regional
ExchangeLSE
Beta0.929
CurrencyGBX · Reports in GBP
Websitewww.lloydsbankinggroup.com
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