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Equity
Lloyds Banking Group PLC(LLOY)
GBX --+0.00%
Reward52Moderate
Risk54Moderate
75%Data
Strong 25% profit margin · 3.7% dividend yield · Revenue growing 14% YoY
LLOY
+0.0 · +0.00%
GBX · LSE
Lloyds Banking Group PLC | Financial Services
Dividend King
Market Cap:56.94Bn
ⓘ
Reward Rating
52
Moderate
Reward Assessment
75% data coverage
Bottom 50% of stocksView factors
ⓘ
Risk Rating
54
Moderate
Risk Assessment
6 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on LLOY to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for LLOY, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 111p.

What is Lloyds Banking Group PLC?

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom.

LLOY · Verdict

Moderate reward · elevated risk

LLOY is broadly in line with peers, with balance sheet the standout concern.

Based on 88% data coverage

LLOY · Verdict

What’s working & what to watch

Watchouts 1

  • Balance sheet25/100

    Net debt/EBITDA 21.1×

Model-based scoring. For information only — not financial advice.

What is Lloyds Banking Group PLC?

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 56.94B, and a P/E ratio of 13.8x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Adequate profitability with some margin variability in recent periods.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (52)

The scoring profile indicates limited reward potential at this time, with profitability and growth offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
IndustryBanks - Regional
Market Cap56.94B
P/E Ratio13.8486
Dividend Yield3.70%
Beta0.929
Insider Activity
12M windowAwaiting coverage
LSE director-dealings coverage launching later this year. The data feed is in development.

Openbook research

Latest analysis

LLOY
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