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Equity
Nationwide Building Society(NBS)
GBP --+0.00%
Reward60Moderate
Risk60Medium-High
📊75%Data
Strong 41% profit margin · Revenue growing 38% YoY
NBS
+0.0 · +0.00%
GBP · LSE
Nationwide Building Society | Financial Services
Profitless Growth
Market Cap:1.21Bn
ℹ️
Reward Rating
60
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
60
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on NBS to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Nationwide Building Society?

Nationwide Building Society, together with its subsidiaries, provides retail banking products and services in the United Kingdom.

NBS · Verdict

Solid reward · elevated risk

NBS stands out on growth and volatility, but watch the balance sheet signal.

Based on 88% data coverage

NBS · Verdict

What’s working & what to watch

Strengths 2

  • Growth90/100

    Rev +47.8% CAGR · earnings +22.5%

  • Volatility80/100

    Top decile vs peers

Watchouts 4

  • Balance sheet19/100

    Interest covered 0.2×

  • Valuation21/100

    Weak vs peers

  • Cash flow27/100

    -51% free-cash-flow margin

  • Profitability44/100

    14% net margin · 12% ROE

Model-based scoring. For information only — not financial advice.

What is Nationwide Building Society?

Nationwide Building Society, together with its subsidiaries, provides retail banking products and services in the United Kingdom. The company offers current, savings, and individual savings accounts; residential mortgages; overdrafts; personal, car, and home improvement loans; and credit cards. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 1.21B.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Profitability metrics are mixed — margins may be under pressure.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (60)

The scoring profile indicates moderate reward potential, with growth and momentum as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap1.21B
P/E Ratio0.0054
Dividend YieldN/A
52 Week High133.875
52 Week Low126.7
Last AnnualMarch
IPO DateN/A
IncorporatedUK
Shares Outstanding9M
No. of Employees22,042
IndustryBanks - Regional
ExchangeLSE
Beta0.466
CurrencyGBP
Websitewww.nationwide.co.uk
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