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OSB
+0.0 · +0.00%
GBX · LSE
OneSavings Bank PLC(OSB) Stock Analysis | Financial Services
GBX --+0.00%
Reward48Moderate
Risk57Medium-High
75%Data
Strong 43% profit margin · 6.9% dividend yield
Dividend King
Market Cap:1.74Bn
Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is OneSavings Bank PLC?
OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India.
The brief on OneSavings Bank PLC
The story behind the price, the case for and against, and what could go wrong. Open a part to read it.
What is OneSavings Bank PLC?
OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India. The company operates in two segments, OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 1.74B, and a P/E ratio of 6.9x.
Financial Highlights
Investment Breakdown
Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
Profitability
Adequate profitability with some margin variability in recent periods.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Valuation appears fair relative to current fundamentals.
Analysis
Reward: Moderate (48)Similar stocks to compare
A short list of Mortgage Finance names that are close enough in size to make side-by-side comparison useful.
Company Information
SectorFinancial Services
IndustryMortgage Finance
Market Cap1.74B
P/E Ratio6.88
Dividend Yield6.94%
Beta1.048
Insider Activity
12M windowAwaiting coverage
LSE director-dealings coverage launching later this year. The data feed is in development.