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Equity
OneSavings Bank PLC(OSB)
GBX --+0.00%
Reward62Moderate
Risk42Moderate
📊75%Data
Strong 43% profit margin · 5.7% dividend yield · Revenue down 12% YoY
OSB
+0.0 · +0.00%
GBX · LSE
OneSavings Bank PLC | Financial Services
Dividend King
Market Cap:2.03Bn
ℹ️
Reward Rating
62
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
42
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on OSB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 687p.

What is OneSavings Bank PLC?

OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India.

OSB · Verdict

Solid reward · moderate risk

OSB scores well on valuation and growth with no major weaknesses flagged in the model.

Based on 88% data coverage

OSB · Verdict

What’s working & what to watch

Strengths 3

  • Valuation81/100

    P/E 7.7× · PEG 1.51

  • Growth69/100

    Rev +40.3% CAGR · earnings -3.7%

  • Cash flow65/100

    105% free-cash-flow margin

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is OneSavings Bank PLC?

OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India. It operates through OneSavings Bank (OSB) and Charter Court Financial Services (CCFS) segments. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 2.03B, and a P/E ratio of 8.3x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (62)

The scoring profile indicates moderate reward potential, with valuation and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap2.03B
P/E Ratio8.3333
Dividend Yield5.66%
52 Week High647.5
52 Week Low353.3296
Last AnnualDecember
IPO DateN/A
IncorporatedUK
Shares Outstanding353M
No. of Employees2,460
IndustryMortgage Finance
ExchangeLSE
Beta1.067
CurrencyGBX · Reports in GBP
Websitewww.osb.co.uk
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