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Equity
Personal Group Holdings PLC(PGH)
GBX --+0.00%
Reward71High
Risk21Low
📊75%Data
Strong 17% profit margin · 6.0% dividend yield · Revenue growing 11% YoY
PGH
+0.0 · +0.00%
GBX · LSE
Personal Group Holdings PLC | Financial Services
Defensive Anchor
Market Cap:91.10M
ℹ️
Reward Rating
71
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
21
Low
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on PGH to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 416p.

What is Personal Group Holdings PLC?

Personal Group Holdings Plc engages in the provision of employee services and salary sacrifice technology products in the United Kingdom.

PGH · Verdict

Strong reward · low risk

PGH scores well on valuation and volatility with no major weaknesses flagged in the model.

Based on 88% data coverage

PGH · Verdict

What’s working & what to watch

Strengths 5

  • Valuation95/100

    P/E 12.2× · PEG 0.51

  • Volatility95/100

    Top decile vs peers

  • Profitability93/100

    15% net margin · 20% ROE

  • Balance sheet92/100

    Interest covered 65.4×

  • Cash flow71/100

    20% free-cash-flow margin

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Personal Group Holdings PLC?

Personal Group Holdings Plc engages in the provision of employee services and salary sacrifice technology products in the United Kingdom. It operates through Affordable Insurance, Benefits and Reward, and Other segments. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 91.10M, and a P/E ratio of 14.6x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: High (71)

The scoring profile indicates a strong reward potential, driven primarily by valuation and profitability. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap91.10M
P/E Ratio14.6
Dividend Yield5.99%
52 Week High394.0217
52 Week Low182.5458
Last AnnualDecember
IPO DateN/A
IncorporatedUK
Shares Outstanding31M
No. of Employees253
IndustryInsurance - Property & Casualty
ExchangeLSE
Beta0.321
CurrencyGBX · Reports in GBP
Websitewww.personalgroup.com
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