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Equity
PGH
+0.0 · +0.00%
GBX · LSE

Personal Group Holdings PLC(PGH) Stock Analysis | Financial Services

GBX --+0.00%
Reward82High
Risk13Low
75%Data
Strong 15% profit margin · 5.8% dividend yield · Revenue growing 11% YoY
Quality Compounder
Market Cap:124.76M
ⓘ
Reward Rating
82
High
Reward Assessment
75% data coverage
Top 5% of stocksView factors
ⓘ
Risk Rating
13
Low
Risk Assessment
3 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on PGH to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for PGH, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 465p.

What is Personal Group Holdings PLC?

Personal Group Holdings Plc engages in the provision of employee services and salary sacrifice technology products in the United Kingdom.

PGH · Verdict

Strong reward · low risk

PGH scores well on balance sheet and volatility with no major weaknesses flagged in the model.

Based on 88% data coverage

PGH · Verdict

What’s working & what to watch

Strengths 6

  • Balance sheet99/100

    Interest covered 110.3×

  • Volatility95/100

    Top decile vs peers

  • Profitability94/100

    15% net margin · 20% ROE

  • Growth92/100

    Revenue +21.2% CAGR

  • Valuation90/100

    P/E 16.5× · PEG 0.82

  • Cash flow74/100

    22% free-cash-flow margin

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Personal Group Holdings PLC?

Personal Group Holdings Plc engages in the provision of employee services and salary sacrifice technology products in the United Kingdom. It operates through Affordable Insurance, Benefits and Reward segments. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 124.76M, and a P/E ratio of 18.0x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Strong margins and consistent earnings support financial stability.
Risk
Below-average volatility supports a steadier risk profile.
Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: High (82)

The scoring profile indicates a strong reward potential, driven primarily by profitability and growth. Risk indicators are low, suggesting a relatively contained downside profile.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryInsurance - Property & Casualty
Market Cap124.76M
P/E Ratio18
Dividend Yield5.83%
Beta0.177
Insider Activity
12M windowAwaiting coverage
LSE director-dealings coverage launching later this year. The data feed is in development.
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