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Equity
Permanent TSB Group Holdings PLC(PTSB)
EUR --+0.00%
Reward72High
Risk36Moderate
📊75%Data
Strong 17% profit margin · Revenue down 8% YoY
PTSB
+0.0 · +0.00%
EUR · LSE
Permanent TSB Group Holdings PLC | Financial Services
Quality Compounder
Market Cap:1.75Bn
ℹ️
Reward Rating
72
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
36
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on PTSB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Permanent TSB Group Holdings PLC?

Permanent TSB Group Holdings plc operates in the retail, and small and medium sized enterprises (SME) banking sectors in the Republic of Ireland.

PTSB · Verdict

Strong reward · moderate risk

PTSB scores well on growth and volatility with no major weaknesses flagged in the model.

Based on 88% data coverage

PTSB · Verdict

What’s working & what to watch

Strengths 5

  • Growth81/100

    Revenue +15.8% CAGR

  • Volatility80/100

    Top decile vs peers

  • Profitability79/100

    24% net margin · 5% ROE

  • Valuation78/100

    P/E 15.9×

  • Cash flow75/100

    62% free-cash-flow margin

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Permanent TSB Group Holdings PLC?

Permanent TSB Group Holdings plc operates in the retail, and small and medium sized enterprises (SME) banking sectors in the Republic of Ireland. The company offers transactional banking, lending, saving, and deposit taking services. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 1.75B, and a P/E ratio of 0.2x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: High (72)

The scoring profile indicates a strong reward potential, driven primarily by growth and profitability. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap1.75B
P/E Ratio0.2392
Dividend YieldN/A
52 Week High3.34
52 Week Low1.34
Last AnnualDecember
IPO DateN/A
IncorporatedUK
Shares Outstanding545M
No. of Employees3,207
IndustryBanks - Regional
ExchangeLSE
Beta0.517
CurrencyEUR
Websitewww.permanenttsbgroup.ie
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