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Equity
Secure Trust Bank PLC(STB)
GBX --+0.00%
Reward52Moderate
Risk51Moderate
📊75%Data
Strong 16% profit margin · 2.3% dividend yield · Revenue growing 11% YoY
STB
+0.0 · +0.00%
GBX · LSE
Secure Trust Bank PLC | Financial Services
Deep Value
Market Cap:263.17M
ℹ️
Reward Rating
52
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
51
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on STB to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 1873p.

What is Secure Trust Bank PLC?

Secure Trust Bank PLC provides banking and financial products and services in the United Kingdom.

STB · Verdict

Moderate reward · elevated risk

STB stands out on valuation and balance sheet, but watch the cash flow signal.

Based on 88% data coverage

STB · Verdict

What’s working & what to watch

Strengths 2

  • Valuation84/100

    P/E 4.1× · PEG 0.09

  • Balance sheet67/100

    Current ratio 0.23

Watchouts 2

  • Cash flow31/100

    -185% free-cash-flow margin

  • Growth40/100

    Rev -7.0% CAGR · earnings -24.4%

Model-based scoring. For information only — not financial advice.

What is Secure Trust Bank PLC?

Secure Trust Bank PLC provides banking and financial products and services in the United Kingdom. The company operates through Retail Finance, Vehicle Finance, Real Estate Finance, and Commercial Finance segments. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 263.17M, and a P/E ratio of 14.0x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (52)

The scoring profile indicates limited reward potential at this time, with valuation and profitability offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap263.17M
P/E Ratio13.9604
Dividend Yield2.29%
52 Week High1550
52 Week Low393.5877
Last AnnualDecember
IPO DateN/A
IncorporatedUK
Shares Outstanding19M
No. of Employees915
IndustryBanks - Regional
ExchangeLSE
Beta0.935
CurrencyGBX
Websitewww.securetrustbank.com
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