Openbookopenbook
Equity
TBC Bank Group PLC(TBCG)
GBX --+0.00%
Reward73High
Risk53Moderate
📊75%Data
Strong 47% profit margin
TBCG
+0.0 · +0.00%
GBX · LSE
TBC Bank Group PLC | Financial Services
Growth Machine
Market Cap:2.41Bn
ℹ️
Reward Rating
73
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
53
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on TBCG to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 5854p.

What is TBC Bank Group PLC?

TBC Bank Group PLC, through its subsidiaries, provides banking, leasing, insurance, brokerage, and card processing services to corporate and individual customers in Georgia, Azerbaijan, and Uzbekistan.

TBCG · Verdict

Strong reward · elevated risk

TBCG stands out on growth and volatility, but watch the balance sheet signal.

Based on 88% data coverage

TBCG · Verdict

What’s working & what to watch

Strengths 4

  • Growth86/100

    Rev +26.1% CAGR · earnings +17.0%

  • Volatility80/100

    Top decile vs peers

  • Valuation79/100

    P/E 6.2× · PEG 0.35

  • Profitability71/100

    27% net margin · 24% ROE

Watchouts 2

  • Balance sheet24/100

    Interest covered 0.8×

  • Cash flow39/100

    -81% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is TBC Bank Group PLC?

TBC Bank Group PLC, through its subsidiaries, provides banking, leasing, insurance, brokerage, and card processing services to corporate and individual customers in Georgia, Azerbaijan, and Uzbekistan. The company operates through Georgian Financial Services; Uzbekistan Operations; and Other Operations segments. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 2.41B, and a P/E ratio of 5.6x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: High (73)

The scoring profile indicates a strong reward potential, driven primarily by growth and valuation. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap2.41B
P/E Ratio5.6157
Dividend Yield0.35%
52 Week High4907.8791
52 Week Low3004.3655
Last AnnualDecember
IPO DateN/A
IncorporatedUK
Shares Outstanding55M
No. of Employees12,900
IndustryBanks - Regional
ExchangeLSE
Beta0.458
CurrencyGBX · Reports in GEL
Websitewww.tbcbankgroup.com
openbook

Stock research for everyday UK investors. Make smarter decisions, faster.

Questions? Email us at contact@openbookanalytics.com

© 2026 Openbook Analytics Ltd · Company No. SC843579 · Registered in Scotland

256-bit encryption GDPR compliant UK data centres

Openbook Analytics Ltd (Company No. SC843579) is registered in Scotland. Registered office: Strathclyde Inspire Hub, University of Strathclyde, Graham Hills Building (Level 6), 50 Richmond Street, Glasgow, G1 1XP. Openbook Analytics is not authorised or regulated by the Financial Conduct Authority (FCA). The content on this platform is provided for general informational and educational purposes only and does not constitute financial advice, investment advice, trading advice, or any other form of advice. You should not treat any content on this platform as a recommendation to buy, sell, or hold any financial instrument. Past performance is not a reliable indicator of future results. The value of investments and the income from them can go down as well as up, and you may get back less than you invest. User-generated content, including community posts and commentary, reflects the personal opinions of individual users, is not verified for accuracy, and does not represent the views of Openbook Analytics Ltd. You should always conduct your own research or consult a qualified, FCA-regulated financial adviser before making investment decisions. Data displayed on this platform may be delayed or inaccurate and is provided "as is" without warranty. Openbook Analytics Ltd accepts no liability for any loss arising from reliance on the information provided.