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Equity
Tern Plc(TERN)
GBX --+0.00%
Reward33Low
Risk59Medium-High
📊75%Data
Revenue growing 171% YoY
TERN
+0.0 · +0.00%
GBX · LSE
Tern Plc | Financial Services
Value Trap
Market Cap:3.10M
ℹ️
Reward Rating
33
Low
Bottom 5% (model universe)
75% data coverage
ℹ️
Risk Rating
59
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on TERN to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 22p.

What is Tern Plc?

Tern Plc is a venture capital firm specializing in early-stage and growth capital investment.

TERN · Verdict

Limited reward · elevated risk

TERN's standout is balance sheet; cash flow and growth weigh on the picture.

Based on 88% data coverage

TERN · Verdict

What’s working & what to watch

Strengths 1

  • Balance sheet70/100

    Current ratio 0.95

Watchouts 3

  • Cash flow6/100

    -9024% free-cash-flow margin

  • Growth13/100

    Revenue -85.8% CAGR

  • Profitability35/100

    -21676% net margin · -20% ROE

Model-based scoring. For information only — not financial advice.

What is Tern Plc?

Tern Plc is a venture capital firm specializing in early-stage and growth capital investment. The firm typically invests in the software companies having IoT security, Artificial Intelligence (AI), Machine Learning (ML), Virtual/Augmented Reality (VR/AR) and Data Science, enablement and analytics solutions for the healthcare and industrial sectors. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 3.10M.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Low (33)

The scoring profile indicates weak reward characteristics across most factors, including valuation and momentum. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap3.10M
P/E RatioN/A
Dividend YieldN/A
52 Week High2.2
52 Week Low0.3
Last AnnualDecember
IPO DateN/A
IncorporatedUK
Shares Outstanding690M
No. of Employees6
IndustryAsset Management
ExchangeLSE
Beta0.83
CurrencyGBX · Reports in GBP
Websitewww.ternplc.com
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