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Equity
TERN
+0.0 · +0.00%
GBX · LSE

Tern Plc(TERN) Stock Analysis | Financial Services

GBX --+0.00%
Reward35Moderate
Risk50Moderate
75%Data
Revenue growing 237% YoY
Value Trap
Market Cap:10.46M
ⓘ
Reward Rating
35
Moderate
Reward Assessment
75% data coverage
Bottom 5% of stocksView factors
ⓘ
Risk Rating
50
Moderate
Risk Assessment
8 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on TERN to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for TERN, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: 22p.

What is Tern Plc?

Tern Plc is a venture capital firm specializing in early-stage and growth capital investment.

TERN · Verdict

Limited reward · moderate risk

TERN's standout is volatility; cash flow and growth weigh on the picture.

Based on 88% data coverage

TERN · Verdict

What’s working & what to watch

Strengths 1

  • Volatility75/100

    Above average

Watchouts 4

  • Cash flow6/100

    -2077% free-cash-flow margin

  • Growth18/100

    Earnings -21.3% CAGR

  • Profitability35/100

    -9424% net margin · -58% ROE

  • Balance sheet44/100

    Current ratio 0.68

Model-based scoring. For information only — not financial advice.

What is Tern Plc?

Tern Plc is a venture capital firm specializing in early-stage and growth capital investment. The firm typically invests in the software companies having IoT security, Artificial Intelligence (AI), Machine Learning (ML), Virtual/Augmented Reality (VR/AR) and Data Science, enablement and analytics solutions for the healthcare and industrial sectors. The company is listed on the LSE in UK, operating in the Financial Services sector, with a market capitalisation of 10.46M.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Thin or inconsistent margins weigh on earnings quality.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (35)

The scoring profile indicates weak reward characteristics across most factors, including valuation and momentum. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryAsset Management
Market Cap10.46M
P/E RatioN/A
Dividend YieldN/A
Beta-0.188
Insider Activity
12M windowAwaiting coverage
LSE director-dealings coverage launching later this year. The data feed is in development.
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