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Equity
Atlanticus Holdings Corporation(ATLC)
USD --+0.00%
Reward69High
Risk59Medium-High
📊75%Data
Strong 22% profit margin · Revenue growing 50% YoY
ATLC
+0.0 · +0.00%
USD · NASDAQ
Atlanticus Holdings Corporation | Financial Services
Quality Compounder
Market Cap:1.14Bn
ℹ️
Reward Rating
69
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
59
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on ATLC to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $92.40.

What is Atlanticus Holdings Corporation?

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States.

ATLC · Verdict

Solid reward · elevated risk

ATLC stands out on cash flow and profitability, but watch the balance sheet signal.

Based on 88% data coverage

ATLC · Verdict

What’s working & what to watch

Strengths 4

  • Cash flow79/100

    90% free-cash-flow margin

  • Profitability76/100

    17% net margin · 20% ROE

  • Valuation76/100

    P/E 7.9× · PEG 0.18

  • Growth75/100

    Rev +23.5% CAGR · earnings -3.4%

Watchouts 2

  • Balance sheet20/100

    Interest covered 0.5×

  • Volatility20/100

    Weak vs peers

Model-based scoring. For information only — not financial advice.

What is Atlanticus Holdings Corporation?

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 1.14B, and a P/E ratio of 12.9x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: High (69)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap1.14B
P/E Ratio12.8658
Dividend YieldN/A
52 Week High80.29
52 Week Low45.74
Last AnnualDecember
IPO Date4/23/1999
IncorporatedUSA
Shares Outstanding15M
No. of Employees576
IndustryCredit Services
ExchangeNASDAQ
Beta1.884
CurrencyUSD
Websitewww.atlanticus.com
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