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Equity
Banco Santander S.A(BCDRF)
USD --+0.00%
Reward66High
Risk52Moderate
📊75%Data
Revenue down 6% YoY
BCDRF
+0.0 · +0.00%
USD · PINK
Banco Santander S.A | Financial Services
Growth Machine
Market Cap:172.80Bn
ℹ️
Reward Rating
66
High
Top 25% (model universe)
75% data coverage
ℹ️
Risk Rating
52
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on BCDRF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Banco Santander S.A?

provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide.

BCDRF · Verdict

Solid reward · elevated risk

BCDRF's standout is growth, while balance sheet remains the main concern.

Based on 88% data coverage

BCDRF · Verdict

What’s working & what to watch

Strengths 1

  • Growth84/100

    Rev +41.9% CAGR · earnings +13.6%

Watchouts 1

  • Balance sheet23/100

    Net debt/EBITDA 12.3×

Model-based scoring. For information only — not financial advice.

What is Banco Santander S.A?

provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 172.80B, and a P/E ratio of 11.5x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: High (66)

The scoring profile indicates moderate reward potential, with growth and profitability as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap172.80B
P/E Ratio11.5385
Dividend YieldN/A
52 Week High13.3445
52 Week Low6.814
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding14B
No. of Employees192,241
IndustryBanks - Diversified
ExchangePINK
Beta0.962
CurrencyUSD · Reports in EUR
Websitewww.santander.com
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