Advanced Credit Technologies Inc(CLOQ)
USD --+0.00%
Reward45Moderate
Risk70High
📊75%Data
Revenue down 100% YoY
CLOQ
+0.0 · +0.00%
USD · PINK
Advanced Credit Technologies Inc | Technology
Earnings Deterioration
Market Cap:23.69M
ℹ️
Reward Rating
45
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
70
High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CLOQ to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Advanced Credit Technologies Inc?

, a development-stage technology company, focuses on fraud prevention and credit management solutions in the United States.

CLOQ · Verdict

Moderate reward · elevated risk

CLOQ's standout is volatility; balance sheet and cash flow weigh on the picture.

Based on 88% data coverage

CLOQ · Verdict

What’s working & what to watch

Strengths 1

  • Volatility95/100

    Top decile vs peers

Watchouts 4

  • Balance sheet6/100

    Current ratio 0.10

  • Cash flow6/100

    -7808% free-cash-flow margin

  • Profitability9/100

    -6596% net margin · -1303% ROE

  • Valuation41/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Advanced Credit Technologies Inc?

, a development-stage technology company, focuses on fraud prevention and credit management solutions in the United States. It provides CyberloQ, a banking fraud prevention software platform for institutional clients to combat fraudulent transactions and unauthorized access to customer accounts and digital asset; TurnScor, a web-based proprietary software platform, which allows customers to monitor and manage their credit from the privacy of their own homes; and CyberloQ Vault, a cloud based security protocol that allows clients the ability to send/receive secure data without having to use traditional email that is prone to a breach. The company is listed on the PINK in USA, operating in the Technology sector, with a market capitalisation of 23.69M.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Moderate volatility with meaningful macro and earnings sensitivity.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (45)

The scoring profile indicates limited reward potential at this time, with growth and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorTechnology
Market Cap23.69M
P/E RatioN/A
Dividend YieldN/A
52 Week High0.398
52 Week Low0.1086
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding132M
No. of Employees2
IndustrySoftware - Infrastructure
ExchangePINK
Beta0.276
CurrencyUSD