Consumer Portfolio Services Inc(CPSS)
USD --+0.00%
Reward58Moderate
Risk64Medium-High
📊75%Data
CPSS
+0.0 · +0.00%
USD · NASDAQ
Consumer Portfolio Services Inc | Financial Services
Balanced
Market Cap:178.68M
ℹ️
Reward Rating
58
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
64
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CPSS to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $14.00.

What is Consumer Portfolio Services Inc?

operates as a specialty finance company in the United States.

CPSS · Verdict

Solid reward · elevated risk

CPSS's standout is valuation, while balance sheet remains the main concern.

Based on 88% data coverage

CPSS · Verdict

What’s working & what to watch

Strengths 1

  • Valuation76/100

    P/E 3.9× · PEG 0.33

Watchouts 1

  • Balance sheet7/100

    Interest covered 0.1×

Model-based scoring. For information only — not financial advice.

What is Consumer Portfolio Services Inc?

operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 178.68M, and a P/E ratio of 10.1x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Profitability metrics are mixed — margins may be under pressure.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (58)

The scoring profile indicates moderate reward potential, with valuation and growth as the leading contributors. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap178.68M
P/E Ratio10.05
Dividend YieldN/A
52 Week High10.68
52 Week Low6.667
Last AnnualDecember
IPO Date10/22/1992
IncorporatedUSA
Shares Outstanding22M
No. of Employees918
IndustryCredit Services
ExchangeNASDAQ
Beta1.042
CurrencyUSD