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Equity
Cirralto Limited(CROTF)
USD --+0.00%
Reward58Moderate
Risk74High
📊75%Data
Thin -219% profit margin · Revenue growing 126% YoY
CROTF
+0.0 · +0.00%
USD · PINK
Cirralto Limited | Technology
Profitless Growth
Market Cap:11.50M
ℹ️
Reward Rating
58
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
74
High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on CROTF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Cirralto Limited?

Spenda Limited develops and commercializes technology assets that enable the modernization of business IT systems through conversion, migration, and management of server-based legacy data and systems to the cloud in Australia.

CROTF · Verdict

Solid reward · high risk

CROTF's standout is growth; cash flow and profitability weigh on the picture.

Based on 88% data coverage

CROTF · Verdict

What’s working & what to watch

Strengths 1

  • Growth76/100

    Rev +87.7% CAGR · earnings +5.0%

Watchouts 4

  • Cash flow7/100

    -154% free-cash-flow margin

  • Profitability31/100

    -257% net margin · -97% ROE

  • Volatility35/100

    Below average

  • Balance sheet38/100

    Current ratio 8.40

Model-based scoring. For information only — not financial advice.

What is Cirralto Limited?

Spenda Limited develops and commercializes technology assets that enable the modernization of business IT systems through conversion, migration, and management of server-based legacy data and systems to the cloud in Australia. It operates through SaaS and Payments, and Lending segments. The company is listed on the PINK in USA, operating in the Technology sector, with a market capitalisation of 11.50M.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Moderate volatility with meaningful macro and earnings sensitivity.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (58)

The scoring profile indicates moderate reward potential, with growth and valuation as the leading contributors. Risk indicators are high — this profile reflects meaningful downside exposure.

For informational purposes only. Not financial advice.

Company Information
SectorTechnology
Market Cap11.50M
P/E RatioN/A
Dividend YieldN/A
52 Week High0.042
52 Week Low0.0012
Last AnnualJune
IPO DateN/A
IncorporatedUSA
Shares Outstanding5B
No. of Employees78
IndustrySoftware - Infrastructure
ExchangePINK
Beta1.35
CurrencyUSD · Reports in AUD
Websitespenda.co
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