What is Enova International Inc?
, a technology and analytics company, provides online financial services in the United States, Brazil, and internationally.
ENVA · Verdict
Strong reward · elevated risk
ENVA stands out on growth and cash flow, but watch the balance sheet signal.
Based on 88% data coverage
ENVA · Verdict
Rev +22.0% CAGR · earnings +14.1%
56% free-cash-flow margin
10% net margin · 24% ROE
Interest covered 2.9×
Below average
Model-based scoring. For information only — not financial advice.
, a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 3.41B, and a P/E ratio of 12.0x.
The scoring profile indicates a strong reward potential, driven primarily by growth and profitability. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.
For informational purposes only. Not financial advice.