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Market Performance
Stock returned +10.0% over the past year, broadly in line with market conditions.What is First Southern Bank?
operates as the bank holding company for First Southern Bank that provides banking services for individuals and corporate customers.
FSBH · Verdict
Solid reward · moderate risk
FSBH stands out on volatility and profitability, but watch the balance sheet signal.
Based on 88% data coverage
FSBH · Verdict
What’s working & what to watch
Strengths 3
- Volatility95/100
Top decile vs peers
- Profitability75/100
17% net margin · 0% ROE
- Cash flow65/100
18% free-cash-flow margin
Watchouts 1
- Balance sheet44/100
Current ratio 0.08
Model-based scoring. For information only — not financial advice.
What is First Southern Bank?
operates as the bank holding company for First Southern Bank that provides banking services for individuals and corporate customers. The company offers checking, money market, savings, and certificates of deposit/IRAs, as well as overdrafts; and personal loan products, such as consumer, personal lines of credit, construction, mortgage, mobile home, home equity, and CD secured loans. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 48.04M, and a P/E ratio of 20.7x.
Financial Highlights
Investment Breakdown
Analysis
Reward: Moderate (59)The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.
For informational purposes only. Not financial advice.