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Equity
Heritage Insurance Hldgs Inc(HRTG)
USD --+0.00%
Reward57Moderate
Risk32Moderate
📊75%Data
Strong 18% profit margin
HRTG
+0.0 · +0.00%
USD · NYSE
Heritage Insurance Hldgs Inc | Financial Services
Balanced
Market Cap:845.54M
ℹ️
Reward Rating
57
Moderate
Top 50% (model universe)
75% data coverage
ℹ️
Risk Rating
32
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on HRTG to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $35.50.

What is Heritage Insurance Hldgs Inc?

, through its subsidiaries, provides personal and commercial residential insurance products.

HRTG · Verdict

Solid reward · moderate risk

HRTG scores well on balance sheet and valuation with no major weaknesses flagged in the model.

Based on 88% data coverage

HRTG · Verdict

What’s working & what to watch

Strengths 2

  • Balance sheet95/100

    Interest covered 8.6×

  • Valuation73/100

    Above average

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Heritage Insurance Hldgs Inc?

, through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property insurance in Florida, New Jersey, and New York. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 845.54M, and a P/E ratio of 5.6x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Below-average volatility supports a steadier risk profile.
💸 Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (57)

The scoring profile indicates moderate reward potential, with valuation and growth as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap845.54M
P/E Ratio5.6439
Dividend YieldN/A
52 Week High31.98
52 Week Low9.89
Last AnnualDecember
IPO Date5/23/2014
IncorporatedUSA
Shares Outstanding31M
No. of Employees540
IndustryInsurance - Property & Casualty
ExchangeNYSE
Beta0.959
CurrencyUSD
Websitewww.heritagepci.com
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