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Equity
HRTG
+0.0 · +0.00%
USD · NYSE

Heritage Insurance Hldgs Inc(HRTG) Stock Analysis | Financial Services

USD --+0.00%
Reward66High
Risk37Moderate
75%Data
Strong 25% profit margin
Quality Compounder
Market Cap:1.01Bn
ⓘ
Reward Rating
66
High
Reward Assessment
75% data coverage
Top 25% of stocksView factors
ⓘ
Risk Rating
37
Moderate
Risk Assessment
1 metric flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on HRTG to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for HRTG, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $39.00.

What is Heritage Insurance Hldgs Inc?

, through its subsidiaries, provides personal and commercial residential insurance products.

HRTG · Verdict

Solid reward · moderate risk

HRTG scores well on profitability and balance sheet with no major weaknesses flagged in the model.

Based on 88% data coverage

HRTG · Verdict

What’s working & what to watch

Strengths 4

  • Profitability90/100

    23% net margin · 45% ROE

  • Balance sheet83/100

    Interest covered 33.9×

  • Valuation75/100

    Above average

  • Cash flow72/100

    21% free-cash-flow margin

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Heritage Insurance Hldgs Inc?

, through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property insurance in Florida, Hawaii, New Jersey, and New York. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 1.01B, and a P/E ratio of 4.8x.

Financial Highlights

Investment Breakdown

Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
Profitability
Strong margins and consistent earnings support financial stability.
Risk
Risk profile appears balanced versus broad market conditions.
Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: High (66)

The scoring profile indicates moderate reward potential, with profitability and valuation as the leading contributors. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryInsurance - Property & Casualty
Market Cap1.01B
P/E Ratio4.8274
Dividend YieldN/A
Beta0.914
Insider Activity
12M windowBearish
Shares soldShares bought
0-3months
0
0
3-6months
7113,384 shares
$3.0M
0
6-9months
748,333 shares
$1.3M
0
9-12months
693,334 shares
$2.6M
0
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