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Equity
Innovative Payment Solutions Inc(IPSI)
USD --+0.00%
Reward29Low
Risk83High
📊75%Data
Revenue down 100% YoY
IPSI
+0.0 · +0.00%
USD · OTCQB
Innovative Payment Solutions Inc | Technology
Earnings Deterioration
Market Cap:4.42M
ℹ️
Reward Rating
29
Low
Bottom 1% (model universe)
75% data coverage
ℹ️
Risk Rating
83
High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on IPSI to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is Innovative Payment Solutions Inc?

, together with its subsidiaries, provides digital payment solutions and services to businesses and consumers in the United States.

IPSI · Verdict

Limited reward · high risk

IPSI has limited near-term tailwinds — cash flow and profitability weigh on the model output.

Based on 88% data coverage

IPSI · Verdict

What’s working & what to watch

Watchouts 5

  • Cash flow5/100

    Weak vs peers

  • Profitability10/100

    -365% return on equity

  • Balance sheet14/100

    Current ratio 0.04

  • Growth18/100

    Earnings -34.2% CAGR

  • Volatility35/100

    Below average

Model-based scoring. For information only — not financial advice.

What is Innovative Payment Solutions Inc?

, together with its subsidiaries, provides digital payment solutions and services to businesses and consumers in the United States. It is involved in developing a new account-to-account payment application under the Instant Settlement in RealTime name, as well as traditional credit card processing services. The company is listed on the OTCQB in USA, operating in the Technology sector, with a market capitalisation of 4.42M.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue growth is subdued, limiting near-term earnings expansion.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Elevated volatility implies higher downside and expectation risk.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Low (29)

The scoring profile indicates weak reward characteristics across most factors, including valuation and momentum. Risk indicators are high — this profile reflects meaningful downside exposure.

For informational purposes only. Not financial advice.

Company Information
SectorTechnology
Market Cap4.42M
P/E RatioN/A
Dividend YieldN/A
52 Week High0.033
52 Week Low0.001
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding491M
No. of Employees3
IndustrySoftware - Infrastructure
ExchangeOTCQB
Beta1.394
CurrencyUSD
Websitewww.ipsipay.com
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