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Equity
Open Lending Corp(LPRO)
USD --+0.00%
Reward40Moderate
Risk56Medium-High
📊75%Data
LPRO
+0.0 · +0.00%
USD · NASDAQ
Open Lending Corp | Financial Services
Capital Destroyer
Market Cap:165.47M
ℹ️
Reward Rating
40
Moderate
Bottom 10% (model universe)
75% data coverage
ℹ️
Risk Rating
56
Medium-High
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on LPRO to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $2.67.

What is Open Lending Corp?

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States.

LPRO · Verdict

Moderate reward · elevated risk

LPRO's standout is balance sheet; volatility and profitability weigh on the picture.

Based on 88% data coverage

LPRO · Verdict

What’s working & what to watch

Strengths 1

  • Balance sheet76/100

    Current ratio 5.84

Watchouts 4

  • Volatility5/100

    Weak vs peers

  • Profitability21/100

    -562% net margin · -103% ROE

  • Growth37/100

    Revenue -51.9% CAGR

  • Cash flow41/100

    73% free-cash-flow margin

Model-based scoring. For information only — not financial advice.

What is Open Lending Corp?

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending enablement platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 165.47M.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Thin or inconsistent margins weigh on earnings quality.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Valuation is less clear with a negative earnings base.

OpenBook Logo Analysis

Reward: Moderate (40)

The scoring profile indicates limited reward potential at this time, with valuation and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap165.47M
P/E RatioN/A
Dividend YieldN/A
52 Week High5
52 Week Low0.7
Last AnnualDecember
IPO Date3/6/2018
IncorporatedUSA
Shares Outstanding118M
No. of Employees205
IndustryCredit Services
ExchangeNASDAQ
Beta2.017
CurrencyUSD
Websitewww.openlending.com
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