Nu Holdings Ltd(NU)
USD --+0.00%
Reward75High
Risk38Moderate
📊75%Data
Strong 40% profit margin · Revenue growing 36% YoY
NU
+0.0 · +0.00%
USD · NYSE
Nu Holdings Ltd | Financial Services
Quality Compounder
Market Cap:80.68Bn
ℹ️
Reward Rating
75
High
Top 10% (model universe)
75% data coverage
ℹ️
Risk Rating
38
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on NU to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
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Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $20.07.

What is Nu Holdings Ltd?

provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.

NU · Verdict

Strong reward · moderate risk

NU scores well on growth and profitability with no major weaknesses flagged in the model.

Based on 88% data coverage

NU · Verdict

What’s working & what to watch

Strengths 4

  • Growth92/100

    Revenue +87.0% CAGR

  • Profitability78/100

    18% net margin · 28% ROE

  • Cash flow70/100

    20% free-cash-flow margin

  • Valuation68/100

    P/E 18.7× · PEG 0.61

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Nu Holdings Ltd?

provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 80.68B, and a P/E ratio of 32.0x.

Financial Highlights

Investment Breakdown

📈 Growth
Revenue and earnings growing steadily, indicating improving operating performance.
💰 Profitability
Strong margins and consistent earnings support financial stability.
⚠️ Risk
Risk profile appears balanced versus broad market conditions.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: High (75)

The scoring profile indicates a strong reward potential, driven primarily by growth and profitability. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap80.68B
P/E Ratio32.0192
Dividend YieldN/A
52 Week High18.98
52 Week Low9.01
Last AnnualDecember
IPO Date12/9/2021
IncorporatedUSA
Shares Outstanding4B
No. of EmployeesN/A
IndustryBanks - Regional
ExchangeNYSE
Beta1.084
CurrencyUSD