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Equity
NU
+0.0 · +0.00%
USD · NYSE

Nu Holdings Ltd(NU) Stock Analysis | Financial Services

USD --+0.00%
Reward81High
Risk40Moderate
75%Data
Strong 43% profit margin · Revenue growing 52% YoY
Quality Compounder
Market Cap:69.08Bn
ⓘ
Reward Rating
81
High
Reward Assessment
75% data coverage
Top 5% of stocksView factors
ⓘ
Risk Rating
40
Moderate
Risk Assessment
2 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on NU to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for NU, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $18.78.

What is Nu Holdings Ltd?

provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.

NU · Verdict

Strong reward · moderate risk

NU scores well on profitability and growth with no major weaknesses flagged in the model.

Based on 88% data coverage

NU · Verdict

What’s working & what to watch

Strengths 4

  • Profitability95/100

    40% net margin · 32% ROE

  • Growth94/100

    Revenue +32.4% CAGR

  • Cash flow84/100

    49% free-cash-flow margin

  • Valuation80/100

    P/E 20.7× · PEG 0.88

No major weaknesses flagged.

Model-based scoring. For information only — not financial advice.

What is Nu Holdings Ltd?

provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 69.08B, and a P/E ratio of 19.6x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Strong margins and consistent earnings support financial stability.
Risk
Risk profile appears balanced versus broad market conditions.
Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: High (81)

The scoring profile indicates a strong reward potential, driven primarily by profitability and growth. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryBanks - Regional
Market Cap69.08B
P/E Ratio19.589
Dividend YieldN/A
Beta0.942
Insider Activity
12M windowQuiet
Fewer than three real open-market insider trades in the last 12 months. Mechanical activity (option exercises, RSU vests) is excluded from the signal.
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