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Equity
OCFC
+0.0 · +0.00%
USD · NASDAQ

OceanFirst Financial Corp.(OCFC) Stock Analysis | Financial Services

USD --+0.00%
Reward50Moderate
Risk58Medium-High
75%Data
4.2% dividend yield · Revenue growing 32% YoY
Dividend King
Market Cap:1.82Bn
ⓘ
Reward Rating
50
Moderate
Reward Assessment
75% data coverage
Bottom 50% of stocksView factors
ⓘ
Risk Rating
58
Medium-High
Risk Assessment
5 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on OCFC to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for OCFC, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $22.08.

What is OceanFirst Financial Corp.?

operates as the bank holding company for OceanFirst Bank N.

OCFC · Verdict

Moderate reward · elevated risk

OCFC stands out on cash flow and profitability, but watch the balance sheet signal.

Based on 88% data coverage

OCFC · Verdict

What’s working & what to watch

Strengths 2

  • Cash flow74/100

    22% free-cash-flow margin

  • Profitability66/100

    20% net margin · 2% ROE

Watchouts 2

  • Balance sheet10/100

    Interest covered 0.3×

  • Growth42/100

    Rev -5.5% CAGR · earnings -21.5%

Model-based scoring. For information only — not financial advice.

What is OceanFirst Financial Corp.?

operates as the bank holding company for OceanFirst Bank N. that provides community banking services to retail and commercial customers in the United States. The company is listed on the NASDAQ in USA, operating in the Financial Services sector, with a market capitalisation of 1.82B, and a P/E ratio of 23.3x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Adequate profitability with some margin variability in recent periods.
Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
Valuation
Valuation appears fair relative to current fundamentals.

OpenBook Logo Analysis

Reward: Moderate (50)

The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryBanks - Regional
Market Cap1.82B
P/E Ratio23.3086
Dividend Yield4.24%
Beta0.96
Insider Activity
12M windowQuiet
Fewer than three real open-market insider trades in the last 12 months. Mechanical activity (option exercises, RSU vests) is excluded from the signal.
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