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Equity
WTBFA
+0.0 · +0.00%
USD · PINK

W.T.B. Financial Corporation(WTBFA) Stock Analysis | Financial Services

USD --+0.00%
Reward42Moderate
Risk35Moderate
75%Data
Strong 22% profit margin · Revenue growing 22% YoY
Quality Compounder
Market Cap:1.51Bn
ⓘ
Reward Rating
42
Moderate
Reward Assessment
75% data coverage
Bottom 10% of stocksView factors
ⓘ
Risk Rating
35
Moderate
Risk Assessment
5 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on WTBFA to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for WTBFA, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

What is W.T.B. Financial Corporation?

Financial Corporation operates as the bank holding company for Washington Trust Bank that provides banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers in the United States.

WTBFA · Verdict

Moderate reward · moderate risk

WTBFA stands out on cash flow and volatility, but watch the balance sheet signal.

Based on 88% data coverage

WTBFA · Verdict

What’s working & what to watch

Strengths 3

  • Cash flow95/100

    22% net margin

  • Volatility95/100

    Top decile vs peers

  • Profitability75/100

    22% net margin · 10% ROE

Watchouts 3

  • Balance sheet9/100

    Net debt/EBITDA 4.8×

  • Growth24/100

    Rev +3.5% CAGR · earnings -6.3%

  • Valuation32/100

    Below average

Model-based scoring. For information only — not financial advice.

What is W.T.B. Financial Corporation?

Financial Corporation operates as the bank holding company for Washington Trust Bank that provides banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers in the United States. The company offers deposit products, including checking, savings, money market, health savings, retirement, and individual retirement accounts, as well as certificates of deposit. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 1.51B, and a P/E ratio of 15.9x.

Financial Highlights

Investment Breakdown

Growth
Revenue and earnings growing steadily, indicating improving operating performance.
Profitability
Strong margins and consistent earnings support financial stability.
Risk
Below-average volatility supports a steadier risk profile.
Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (42)

The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

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Company Information
SectorFinancial Services
IndustryBanks - Regional
Market Cap1.51B
P/E Ratio15.9043
Dividend Yield1.17%
Beta0.159
Insider Activity
12M windowNo data
No insider activity data available for this ticker.
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