Openbookopenbook
Equity
QD
+0.0 · +0.00%
USD · NYSE

Qudian Inc(QD) Stock Analysis | Financial Services

USD --+0.00%
Reward36Moderate
Risk31Moderate
75%Data
Strong 895% profit margin · Revenue down 85% YoY
Earnings Deterioration
Market Cap:725.42M
ⓘ
Reward Rating
36
Moderate
Reward Assessment
75% data coverage
Bottom 5% of stocksView factors
ⓘ
Risk Rating
31
Moderate
Risk Assessment
3 metrics flaggedView details

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

Educational tool only · More
Limited data coverage
We don't have enough public data on QD to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
New listing — limited trading history
Fundamental and analyst data are available for QD, but momentum and volatility metrics will develop as more trading history accumulates (0 trading sessions so far).
Not available yet for this stock
The overview tab requires data we don't have for this stock yet. The price chart is the most reliable view we have — try the Chart tab.
Earnings Ex-dividend

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $1.10.

What is Qudian Inc?

operates as a consumer-oriented technology company in the People's Republic of China.

QD · Verdict

Limited reward · moderate risk

QD stands out on balance sheet and valuation, but watch the growth signal.

Based on 88% data coverage

QD · Verdict

What’s working & what to watch

Strengths 3

  • Balance sheet100/100

    Current ratio 9.02

  • Valuation79/100

    P/E 3.8×

  • Volatility65/100

    Above average

Watchouts 3

  • Growth13/100

    Rev -49.2% CAGR · earnings -46.2%

  • Cash flow29/100

    -198% free-cash-flow margin

  • Profitability30/100

    42% net margin · 7% ROE

Model-based scoring. For information only — not financial advice.

What is Qudian Inc?

operates as a consumer-oriented technology company in the People's Republic of China. The company offers last-mile delivery services to logistics companies under the Fast Horse brand. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 725.42M, and a P/E ratio of 15.3x.

Financial Highlights

Investment Breakdown

Growth
Revenue growth is subdued, limiting near-term earnings expansion.
Profitability
Thin or inconsistent margins weigh on earnings quality.
Risk
Below-average volatility supports a steadier risk profile.
Valuation
Currently trading below intrinsic value estimates, suggesting upside potential.

OpenBook Logo Analysis

Reward: Moderate (36)

The scoring profile indicates weak reward characteristics across most factors, including valuation and momentum. Risk indicators are moderate, consistent with typical market exposure.

For informational purposes only. Not financial advice.

Similar stocks to compare

A short list of Credit Services names that are close enough in size to make side-by-side comparison useful.

ALEDYSmall Cap / 703M market cap
Allied Group Ltd ADR
Compare
INJJFSmall Cap / 689M market cap
Intrum AB (publ)
Compare
CCGFFSmall Cap / 689M market cap
Credit Corp Group Limited
Compare
Company Information
SectorFinancial Services
IndustryCredit Services
Market Cap725.42M
P/E Ratio15.32
Dividend YieldN/A
Beta0.774
Insider Activity
12M windowNo data
No insider activity data available for this ticker.
openbook

Stock research for UK and US investors. Make smarter decisions, faster.

Questions? Email us at contact@openbookanalytics.com

© 2026 Openbook Analytics Ltd · Company No. SC843579 · Registered in Scotland

256-bit encryption GDPR compliant UK data centres

Openbook Analytics Ltd (Company No. SC843579) is registered in Scotland. Registered office: Strathclyde Inspire Hub, University of Strathclyde, Graham Hills Building (Level 6), 50 Richmond Street, Glasgow, G1 1XP. Openbook Analytics is not authorised or regulated by the Financial Conduct Authority (FCA). The content on this platform is provided for general informational and educational purposes only and does not constitute financial advice, investment advice, trading advice, or any other form of advice. You should not treat any content on this platform as a recommendation to buy, sell, or hold any financial instrument. Past performance is not a reliable indicator of future results. The value of investments and the income from them can go down as well as up, and you may get back less than you invest. User-generated content, including community posts and commentary, reflects the personal opinions of individual users, is not verified for accuracy, and does not represent the views of Openbook Analytics Ltd. You should always conduct your own research or consult a qualified, FCA-regulated financial adviser before making investment decisions. Data displayed on this platform may be delayed or inaccurate and is provided "as is" without warranty. Openbook Analytics Ltd accepts no liability for any loss arising from reliance on the information provided.