Banco Santander SA ADR(SAN)
USD --+0.00%
Reward53Moderate
Risk53Moderate
📊75%Data
Strong 28% profit margin · Revenue down 15% YoY
SAN
+0.0 · +0.00%
USD · NYSE
Banco Santander SA ADR | Financial Services
Profitless Growth
Market Cap:182.47Bn
ℹ️
Reward Rating
53
Moderate
Bottom 50% (model universe)
75% data coverage
ℹ️
Risk Rating
53
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on SAN to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: €10.73.

What is Banco Santander SA ADR?

provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide.

SAN · Verdict

Moderate reward · elevated risk

SAN's standout is growth; balance sheet and valuation weigh on the picture.

Based on 88% data coverage

SAN · Verdict

What’s working & what to watch

Strengths 1

  • Growth65/100

    Rev +11.3% CAGR · earnings +13.7%

Watchouts 3

  • Balance sheet23/100

    Interest covered 0.3×

  • Valuation37/100

    P/E 11.0× · PEG 3.07

  • Profitability44/100

    12% net margin · 14% ROE

Model-based scoring. For information only — not financial advice.

What is Banco Santander SA ADR?

provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. The company is listed on the NYSE in USA, operating in the Financial Services sector, with a market capitalisation of 182.47B, and a P/E ratio of 13.0x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Profitability metrics are mixed — margins may be under pressure.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Premium valuation reflects strong growth expectations already priced in.

OpenBook Logo Analysis

Reward: Moderate (53)

The scoring profile indicates limited reward potential at this time, with growth and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap182.47B
P/E Ratio13.0105
Dividend YieldN/A
52 Week High13.24
52 Week Low5.3963
Last AnnualDecember
IPO Date7/29/1987
IncorporatedUSA
Shares Outstanding15B
No. of Employees198,403
IndustryBanks - Diversified
ExchangeNYSE
Beta0.941
CurrencyUSD · Reports in EUR