UniCredit SpA(UNCFF)
USD --+0.00%
Reward48Moderate
Risk53Moderate
📊75%Data
Strong 43% profit margin · 4.3% dividend yield
UNCFF
+0.0 · +0.00%
USD · PINK
UniCredit SpA | Financial Services
Dividend King
Market Cap:130.48Bn
ℹ️
Reward Rating
48
Moderate
Bottom 25% (model universe)
75% data coverage
ℹ️
Risk Rating
53
Moderate
Risk Assessment
ℹ️

Educational tool only – Scores are based on historical data and financial metrics for informational purposes. This is not financial advice or a recommendation to buy or sell any security. Always conduct your own research or consult a qualified financial adviser.

ℹ️ Educational tool only · More
Limited data coverage
We don't have enough public data on UNCFF to score it reliably yet — Reward, Risk, Forecasts and Dividends tabs aren't available for this stock. The price chart and basic profile are still shown.
OTC / ADR stock — scores and fundamentals use data tagged in USD by our provider. The issuer may report in a different home currency (e.g. JPY), so treat figures as directional rather than precise.
Not available for limited-coverage stocks
The overview tab requires fundamentals and price history we don't have for this stock. The price chart is the most reliable view we have — try the Chart tab.

Market Performance

Stock returned +10.0% over the past year, broadly in line with market conditions.

Analyst Target

Analyst consensus price target: $8.39.

What is UniCredit SpA?

provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe.

UNCFF · Verdict

Moderate reward · elevated risk

UNCFF's standout is profitability; cash flow and growth weigh on the picture.

Based on 88% data coverage

UNCFF · Verdict

What’s working & what to watch

Strengths 1

  • Profitability67/100

    47% net margin · 17% ROE

Watchouts 3

  • Cash flow35/100

    -38% free-cash-flow margin

  • Growth39/100

    Rev -4.3% CAGR · earnings +19.5%

  • Balance sheet45/100

    Net debt/EBITDA 11.8×

Model-based scoring. For information only — not financial advice.

What is UniCredit SpA?

provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe. It offers retail, private, and wealth management solutions; and institutional investor solutions. The company is listed on the PINK in USA, operating in the Financial Services sector, with a market capitalisation of 130.48B, and a P/E ratio of 10.7x.

Financial Highlights

Investment Breakdown

📈 Growth
Moderate growth momentum — positive trajectory without breakout acceleration.
💰 Profitability
Adequate profitability with some margin variability in recent periods.
⚠️ Risk
Performance tied to macro conditions — sensitive to interest rate cycles.
💸 Valuation
Discount reflects uncertainty around future performance.

OpenBook Logo Analysis

Reward: Moderate (48)

The scoring profile indicates limited reward potential at this time, with profitability and momentum offering the most support. Risk indicators are elevated — volatility and macro sensitivity warrant consideration.

For informational purposes only. Not financial advice.

Company Information
SectorFinancial Services
Market Cap130.48B
P/E Ratio10.7273
Dividend Yield4.26%
52 Week High95.3899
52 Week Low42.1043
Last AnnualDecember
IPO DateN/A
IncorporatedUSA
Shares Outstanding1B
No. of Employees67,118
IndustryBanks - Regional
ExchangePINK
Beta1.042
CurrencyUSD